--- title: "Em Credit Union Rates & Who Can Join - Arizona" description: "Em Credit Union is a credit union in Arizona. Rate data is being verified. See who can join Em Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/arizona/em" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Em Credit Union Rates & Who Can Join - Arizona No currently verified rates are available for this institution. We hide rates that fall outside the serving freshness window instead of presenting old figures as current. Em Credit Union is a credit union in Arizona. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/arizona/em) , verified from [Em Credit Union's official website](https://emfederalcreditunion.org/) Loading branch locator… ## About Em Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 2.2K Assets $11.5M Founded 1952 Locations reported 2 NCUA charter 7715 Charter type Federal credit union ### Services and member support - Electronic statements - Credit-builder products - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Desert Financial** Alma School · Mesa · AZ · 85210 About 1.5 miles away](https://rateapi.dev/credit-unions/arizona/desert-financial) [**Oneaz** GILBERT · GILBERT · AZ · 85233 About 1.8 miles away](https://rateapi.dev/credit-unions/arizona/oneaz) [**Banner** Banner Desert Office · Mesa · AZ · 85202 About 2.0 miles away](https://rateapi.dev/credit-unions/arizona/banner) [**Truwest** Dobson & Main · Mesa · AZ · 85201-6917 About 2.5 miles away](https://rateapi.dev/credit-unions/arizona/truwest) [**Vantage West** Cooper Square Branch · Gilbert · AZ · 85233 About 3.1 miles away](https://rateapi.dev/credit-unions/arizona/vantage-west) [**Firefighters First** Arizona Regional Office · Tempe · AZ · 85282-1893 About 3.2 miles away](https://rateapi.dev/credit-unions/california/firefighters-first) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Em Credit Union Membership eligibility from Em Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Em Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Empire Southwest Verified from [Em Credit Union's membership page](https://emfederalcreditunion.org/about-us/) . Final membership determination is always made by the credit union. ## Membership rules for Em Credit Union Employers · Family 2 published paths to membership, last verified November 8, 2026, quoted from Em Credit Union’s own published criteria. ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Employee of Empire Southwest “our field of membership is open to employees of Empire Southwest and its divisions” > [source ↗](https://emfederalcreditunion.org/about-us/) - Employee of Empire Southwest ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified November 8, 2026 - Family Of Qualified Empire Southwest “As a chartered credit union, our field of membership is open to employees of Empire Southwest and its divisions, as well as their immediate families.” > [source ↗](https://emfederalcreditunion.org/about-us/) - Family member (immediate family) of an employee of Empire Southwest Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Em Credit Union? Yes No ## Work at Em Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Em Credit Union ranks against Arizona peers. - See which AI assistants fetched Em Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Arizona - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=em&state=arizona&code=AZ&name=Em%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Em Credit Union offer? Em Credit Union is a credit union in Arizona. Rate data is currently being verified. ### How often are Em Credit Union rates updated? RateAPI verifies Em Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Em Credit Union's rate data? Rate data is collected directly from Em Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Em Credit Union? Em Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 employer for Em Credit Union, each quoted from Em Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Em Credit Union's rates against national credit-union benchmarks. [More Arizona credit unions](https://rateapi.dev/credit-unions/arizona) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://emfederalcreditunion.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Em Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Arizona credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Em Credit Union curl "https://api.rateapi.dev/credit-unions/arizona /em " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Em Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/arizona/em Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp