Desert Financial

phoenix, Arizona
Last verified: July 9, 2026

As of July 9, 2026, Desert Financial offers a cd mortgage at 3.5% APR (3.5% rate, 0 points). Auto loans available from 5.84% APR. HELOC rates from 5.99% APR.

Source: RateAPI.dev, verified from Desert Financial's official website

Mortgage Rates

Rates as of July 9, 2026

cd
3.500% APR
Rate3.500%
Points0
Savings Certificates

Auto Loan Rates

Rates as of July 9, 2026

auto_new
5.840% APR
Rate5.840%
New auto loans
auto_used
5.840% APR
Rate5.840%
Used auto loans

HELOC Rates

Rates as of July 9, 2026

heloc
5.990% APR
Rate5.990%
HELOCs

Frequently Asked Questions

What rates does Desert Financial offer?

Desert Financial currently offers mortgage, auto loan, and HELOC rates. The rates shown on this page were last verified July 9, 2026 directly from the credit union's official website.

How often are Desert Financial rates updated?

RateAPI verifies Desert Financial's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 9, 2026.

Where does RateAPI get Desert Financial's rate data?

Rate data is collected directly from Desert Financial's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Desert Financial's mortgage rate?

As of July 9, 2026, Desert Financial offers a cd mortgage at 3.5% APR.

What is Desert Financial's auto loan rate?

As of July 9, 2026, Desert Financial offers auto loans from 5.84% APR.

Related Rate Data

Compare Desert Financial's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Desert Financial
curl "https://api.rateapi.dev/credit-unions/arizona/desert-financial" \
  -H "Authorization: Bearer YOUR_API_KEY"