--- title: "Credit Union West Rates - Arizona" description: "Current auto loan, heloc, credit card, and savings & cd rates from Credit Union West in Arizona. Updated daily with source verification. See who can join Credit Union West — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/arizona/credit-union-west" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Credit Union West Rates - Arizona ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Auto Loan** auto | — APR | 5.490% | — | Standard | Credit Union West auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan** heloc | — APR | 5.750% | — | Standard | Credit Union West heloc rates as of November 12, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | — APR | 13.240% | — | Standard | Credit Union West credit card rates as of November 12, 2026 ### Savings & CD rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Checking** checking | — APY | 6.00% | — | Standard | Credit Union West savings & cd rates as of November 12, 2026 Credit Union West is a credit union in Arizona. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/arizona/credit-union-west) , verified from [Credit Union West's official website](https://www.cuwest.org/) Loading branch locator… ## About Credit Union West Institution facts reported to the National Credit Union Administration for Invalid Date. Members 97.1K Assets $1.5B Founded 1951 Locations reported 15 NCUA charter 68421 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Sunwest** Glendale Corporate · Glendale · AZ · 85305-2224 About 1.5 miles away](https://rateapi.dev/credit-unions/arizona/sunwest) [**Navy Federal Credit Union** Glendale AZ · Glendale · AZ · 85305 About 1.5 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Banner** Main Office · Phoenix · AZ · 85037-3389 About 3.5 miles away](https://rateapi.dev/credit-unions/arizona/banner) [**Mountain America** 0056 Glendale Northern Ave · Glendale · AZ · 85301 About 4.3 miles away](https://rateapi.dev/credit-unions/utah/mountain-america) [**Desert Financial** Desert Sky · Phoenix · AZ · 85035-1224 About 4.4 miles away](https://rateapi.dev/credit-unions/arizona/desert-financial) [**Arizona Central** GLENDALE #9 · GLENDALE · AZ · 85301 About 4.4 miles away](https://rateapi.dev/credit-unions/arizona/arizona-central) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Credit Union West Membership eligibility from Credit Union West's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Credit Union West's website. Check the membership page below to confirm whether you qualify. - Location apache, cochise, coconino, gila, maricopa, mohave, navajo, pima, pinal, yavapai, yuma — AZ - Employer Credit Union West Verified from [Credit Union West's membership page](https://www.cuwest.org/about/membership-benefits) . Final membership determination is always made by the credit union. ## Membership rules for Credit Union West Geography 11 counties · Employers · Family 3 37 published paths to membership, last verified August 27, 2026, quoted from Credit Union West’s own published criteria. ### Geography 11 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Apache County, AZ - Cochise County, AZ - Coconino County, AZ - Gila County, AZ - Maricopa County, AZ - Mohave County, AZ - Navajo County, AZ - Pima County, AZ - Pinal County, AZ - Yavapai County, AZ - Yuma County, AZ “Live, work or worship in Apache, Cochise, Coconino, Gila, Maricopa, Mohave, Navajo, Pima, Pinal, Yavapai or Yuma county” > [source ↗](https://www.cuwest.org/about/membership-benefits) ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Credit Union West “You are an employee of the credit union” > [source ↗](https://www.cuwest.org/about/membership-benefits) - Employee of Credit Union West ### Family 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member “You are a family member of a current member of Credit Union West.” > [source ↗](https://www.cuwest.org/about/membership-benefits) - Family member of a member - Family of someone eligible immediate family “Membership is open to all individuals who live, work or worship in Arizona (excluding Graham, Greenlee, La Paz, and Santa Cruz counties), plus their immediate family members and Credit Union West employees.” > [source ↗](https://www.cuwest.org/about/membership-benefits) - Family member (immediate family) of an eligible person - Family of a member family “You are a family member of a current member of Credit Union West.” > [source ↗](https://www.cuwest.org/about/membership-benefits) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Credit Union West? Yes No ## Work at Credit Union West? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Credit Union West ranks against Arizona peers. - See which AI assistants fetched Credit Union West’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Arizona - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=credit-union-west&state=arizona&code=AZ&name=Credit%20Union%20West) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Credit Union West offer? Credit Union West currently offers Auto loan, HELOC, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Credit Union West rates updated? RateAPI verifies Credit Union West's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Credit Union West's rate data? Rate data is collected directly from Credit Union West's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Credit Union West? Credit Union West publishes its membership criteria on its own website. RateAPI tracks 37 published membership paths covering 11 counties and 1 employer for Credit Union West, each quoted from Credit Union West's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Credit Union West's rates against national credit-union benchmarks. [More Arizona credit unions](https://rateapi.dev/credit-unions/arizona) [Arizona auto loan rate leaders](https://rateapi.dev/auto-loan-rates/arizona) [Arizona HELOC rate leaders](https://rateapi.dev/heloc-rates/arizona) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.cuwest.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Credit Union West rates Get a free API key to query these rates programmatically, or get the daily email when Arizona credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Credit Union West curl "https://api.rateapi.dev/credit-unions/arizona /credit-union-west " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Credit Union West locations Search, filter, and browse all 15 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/arizona/credit-union-west Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp