Banner

phoenix, Arizona
Last verified: July 6, 2026

As of July 6, 2026, Banner offers a savings mortgage at 1% APR (1% rate, 0 points). Auto loans available from 4.99% APR. HELOC rates from 7% APR. Personal loan rates from 10.99% APR.

Source: RateAPI.dev, verified from Banner's official website

Mortgage Rates

Rates as of July 6, 2026

savings
1.000% APR
Rate1.000%
Points0
Checking
share_certificate_36mo
2.910% APR
Rate2.950%
Points0
Share Certificate 3 Years $500-$9,999
share_certificate_36mo
2.960% APR
Rate3.000%
Points0
Share Certificate 3 Years $10,000 or Greater
share_certificate_30mo
3.150% APR
Rate3.200%
Points0
Share Certificate 30 Mo $500-$9,999
share_certificate_30mo
3.200% APR
Rate3.250%
Points0
Share Certificate 30 Mo $10,000 or Greater
ira
3.400% APR
Rate3.450%
Points0
IRA Savings $0 – $10,000
share_certificate_18mo
3.400% APR
Rate3.450%
Points0
Share Certificate 18 Mo $500-$9,999
share_certificate_24mo
3.400% APR
Rate3.450%
Points0
Share Certificate 2 Years $500-$9,999
ira
3.450% APR
Rate3.500%
Points0
IRA Savings $10,000+
share_certificate_18mo
3.450% APR
Rate3.500%
Points0
Share Certificate 18 Mo $10,000 or Greater
share_certificate_24mo
3.450% APR
Rate3.500%
Points0
Share Certificate 2 Years $10,000 or Greater
share_certificate_12mo
3.640% APR
Rate3.700%
Points0
Share Certificate 1 Year $500-$9,999
share_certificate_6mo
3.640% APR
Rate3.700%
Points0
Share Certificate 6 Mo $500-$9,999
share_certificate_12mo
3.690% APR
Rate3.750%
Points0
Share Certificate 1 Year $10,000 or Greater
share_certificate_6mo
3.690% APR
Rate3.750%
Points0
Share Certificate 6 Mo $10,000 or Greater

Auto Loan Rates

Rates as of July 6, 2026

auto
4.990% APR
Rate4.990%
Auto Loans
auto_new
4.990% APR
Rate4.990%
Auto Loan 2022 - New
auto
4.990% APR
Rate4.990%
AUTO LOAN
auto
6.500% APR
Rate6.500%
RV/Boat/ATV
auto
6.500% APR
Rate6.500%
RV's / Boats / ATV's
auto
6.500% APR
Rate6.500%
RV/BOAT/ATV
auto
6.750% APR
Rate6.750%
Motorcycle Loans
auto
6.750% APR
Rate6.750%
Motorcycle
auto
6.750% APR
Rate6.750%
MOTORCYCLE
auto
6.990% APR
Rate6.990%
Auto Loan 2017-2021

HELOC Rates

Rates as of July 6, 2026

heloc_fixed
7.000% APR
Rate7.000%
Home Equity / Second Mortgage
heloc_fixed
7.000% APR
Rate7.000%
Home Equity Loans
heloc_fixed
7.000% APR
Rate7.000%
HOME EQUITY LOAN

Personal Loan Rates

Rates as of July 6, 2026

personal_unsecured
10.990% APR
Rate10.990%
Personal Loans & Lines of Credit
personal_unsecured
10.990% APR
Rate10.990%
Signature Loans
personal_unsecured
10.990% APR
Rate10.990%
PERSONAL LOAN

Frequently Asked Questions

What rates does Banner offer?

Banner currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 6, 2026 directly from the credit union's official website.

How often are Banner rates updated?

RateAPI verifies Banner's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 6, 2026.

Where does RateAPI get Banner's rate data?

Rate data is collected directly from Banner's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Banner's mortgage rate?

As of July 6, 2026, Banner offers a savings mortgage at 1% APR.

What is Banner's auto loan rate?

As of July 6, 2026, Banner offers auto loans from 4.99% APR.

Related Rate Data

Compare Banner's rates against national credit-union benchmarks.

More Arizona credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Banner
curl "https://api.rateapi.dev/credit-unions/arizona/banner" \
  -H "Authorization: Bearer YOUR_API_KEY"
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