--- title: "Banner Credit Union Rates - Arizona" description: "Current auto loan, heloc, personal loan, and savings & cd rates from Banner Credit Union in Arizona. Updated daily with source verification. See who can join Banner Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/arizona/banner" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Banner Credit Union Rates - Arizona ### Auto & vehicle rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Find the perfect AUTO LOAN** auto | — APR | 4.990% | — | Standard | Banner Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Now is the time to get a HOME EQUITY LOAN** heloc_fixed | — APR | 7.500% | — | Standard | Banner Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Convenient service for your PERSONAL LOAN** personal_unsecured | — APR | 10.990% | — | Standard | Banner Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 2 offers | Product | Published | Rate | Term / condition | Status | | **MAXIMIZER** savings | — APY | 1.30% | — | Standard | | **See All Types Rates DEPOSIT RATES** savings | — APY | 3.50% | — | Standard | Banner Credit Union savings & cd rates as of November 12, 2026 Banner Credit Union is a credit union in Arizona. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/arizona/banner) , verified from [Banner Credit Union's official website](https://www.bannerfcu.org/better-banking-with-banner-federal-credit-union/) Loading branch locator… ## About Banner Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 6.6K Assets $65.4M Founded 1957 Locations reported 5 NCUA charter 11680 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Sunwest** Glendale Corporate · Glendale · AZ · 85305-2224 About 1.9 miles away](https://rateapi.dev/credit-unions/arizona/sunwest) [**Desert Financial** Desert Sky · Phoenix · AZ · 85035-1224 About 2.9 miles away](https://rateapi.dev/credit-unions/arizona/desert-financial) [**Credit Union West** Corporate · Glendale · AZ · 85305 About 3.9 miles away](https://rateapi.dev/credit-unions/arizona/credit-union-west) [**Arizona Financial** Avondale Branch · Avondale · AZ · 85392-6435 About 4.4 miles away](https://rateapi.dev/credit-unions/arizona/arizona-financial) [**Navy Federal Credit Union** Glendale AZ · Glendale · AZ · 85305 About 4.5 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Alhambra** Alhambra Credit Union · Litchfield Park · AZ · 85340 About 4.5 miles away](https://rateapi.dev/credit-unions/arizona/alhambra) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Banner Credit Union Membership eligibility from Banner Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Banner Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Banner Health System, small employee groups affiliated with health care providers Verified from [Banner Credit Union's membership page](https://www.bannerfcu.org/learn-more/about-us/) . Final membership determination is always made by the credit union. ## Membership rules for Banner Credit Union Employers 2 · Family 2 4 published paths to membership, last verified August 27, 2026, quoted from Banner Credit Union’s own published criteria. ### Employers 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Banner Health System “Membership at Banner Federal Credit Union is primarily open to employees of Banner Health System” > [source ↗](https://www.bannerfcu.org/learn-more/about-us/) - Employee of Banner Health System - Employee of small employee groups affiliated with health care providers “Membership at Banner Federal Credit Union is primarily open to employees of Banner Health System and small employee groups affiliated with health care providers.” > [source ↗](https://www.bannerfcu.org/learn-more/about-us/) - Employee of small employee groups affiliated with health care providers ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member immediate family members “Plus, your immediate family members are also eligible to join and enjoy the same great benefits.” > [source ↗](https://www.bannerfcu.org/learn-more/about-us/) - Family member (immediate family members) of a member - Family of a member immediate family “Plus, your immediate family members are also eligible to join and enjoy the same great benefits.” > [source ↗](https://www.bannerfcu.org/learn-more/about-us/) - Family member (immediate family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Banner Credit Union? Yes No ## Work at Banner Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Banner Credit Union ranks against Arizona peers. - See which AI assistants fetched Banner Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Arizona - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=banner&state=arizona&code=AZ&name=Banner%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Banner Credit Union offer? Banner Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Banner Credit Union rates updated? RateAPI verifies Banner Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Banner Credit Union's rate data? Rate data is collected directly from Banner Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Banner Credit Union? Banner Credit Union publishes its membership criteria on its own website. RateAPI tracks 4 published membership paths covering 2 employers for Banner Credit Union, each quoted from Banner Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Banner Credit Union's rates against national credit-union benchmarks. [More Arizona credit unions](https://rateapi.dev/credit-unions/arizona) [Arizona auto loan rate leaders](https://rateapi.dev/auto-loan-rates/arizona) [Arizona HELOC rate leaders](https://rateapi.dev/heloc-rates/arizona) [Arizona personal loan leaders](https://rateapi.dev/personal-loan-rates/arizona) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.bannerfcu.org/better-banking-with-banner-federal-credit-union/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Banner Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Arizona credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Banner Credit Union curl "https://api.rateapi.dev/credit-unions/arizona /banner " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Banner Credit Union locations Search, filter, and browse all 5 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/arizona/banner Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp