--- title: "Avenir Financial Credit Union Rates (Nov 2026): CDs to 3.00%" description: "Avenir Financial Credit Union rates today: savings & CDs up to 3.00% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Avenir Financial Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/arizona/avenir-financial" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Avenir Financial Credit Union Rates (Nov 2026): CDs to 3.00% ### Savings & CD rates 15 offers | Product | Published | Rate | Term / condition | Status | | **Everyday Business Checking** checking | 0.01% APY | 0.01% | — | Eligibility restricted | | **Health Savings Account (HSA)** savings | 0.01% APY | 0.01% | — | Standard | | **Christmas Club Savings** savings | 0.05% APY | 0.05% | — | Specialty offer | | **Elevate Money Market** money_market | 0.05% APY | 0.05% | — | Standard | | **Individual Retirement Account (Share IRA)** ira | 0.05% APY | 0.05% | — | Standard | | **IOLTA (Interest Only Lawyer Trust Account) 1** savings | 0.25% APY | 0.25% | — | Standard | | **Money Market Access** money_market | 1.00% APY | 1.00% | — | Standard | | **Thrive Checking** checking | 3.00% APY | 3.00% | — | Standard | | **Personal and Business Traditional Certificates with fixed rates and flexible access. (48 Months)** cd_48mo | 3.50% APY | 3.50% | 48 mo | Eligibility restricted | | **Personal and Business Traditional Certificates with fixed rates and flexible access. (60 Months)** cd_60mo | 3.55% APY | 3.55% | 60 mo | Eligibility restricted | | **Personal and Business Traditional Certificates with fixed rates and flexible access. (36 Months)** cd_36mo | 3.70% APY | 3.70% | 36 mo | Eligibility restricted | | **Personal and Business Traditional Certificates with fixed rates and flexible access. (24 Months)** cd_24mo | 3.75% APY | 3.75% | 24 mo | Eligibility restricted | | **Personal and Business Traditional Certificates with fixed rates and flexible access. (3 Months)** cd_3mo | 3.75% APY | 3.75% | 3 mo | Eligibility restricted | | **Personal and Business Traditional Certificates with fixed rates and flexible access. (6 Months)** cd_6mo | 3.85% APY | 3.85% | 6 mo | Eligibility restricted | | **Personal and Business Traditional Certificates with fixed rates and flexible access. (12 Months)** cd_12mo | 4.00% APY | 4.00% | 12 mo | Eligibility restricted | Avenir Financial Credit Union savings & cd rates as of November 13, 2026 Savings and certificate yields up to 3.00% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/arizona/avenir-financial) , verified from [Avenir Financial Credit Union's official website](https://www.avenirfinancial.org/) Loading branch locator… ## About Avenir Financial Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 33.3K Assets $395M Founded 1942 Locations reported 4 NCUA charter 4915 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Oneaz** Midtown · Yuma · AZ · 85364 About 2.0 miles away](https://rateapi.dev/credit-unions/arizona/oneaz) [**Navy Federal Credit Union** Yuma AZ · Yuma · AZ · 85364 About 2.4 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) [**Pima** Yuma · Yuma · AZ · 85364-8007 About 2.9 miles away](https://rateapi.dev/credit-unions/arizona/pima) [**Sun Community** Holtville Branch · Holtville · CA · 92250 About 42.7 miles away](https://rateapi.dev/credit-unions/california/sun-community) [**Corazo** Brawley Branch · Brawley · CA · 92227 About 44.2 miles away](https://rateapi.dev/credit-unions/california/corazo) [**Arizona Financial** Quartzsite · Quartzsite · AZ · 85346 About 71.4 miles away](https://rateapi.dev/credit-unions/arizona/arizona-financial) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Avenir Financial Credit Union Membership eligibility from Avenir Financial Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Avenir Financial Credit Union's website. Check the membership page below to confirm whether you qualify. - Location apache, cochise, coconino, gila, graham, greenlee, la paz, maricopa, mohave, navajo, pima, pinal, santa cruz, yavapai, yuma, imperial, riverside, san bernardino, san diego, clark, catron, hidalgo — AZ, CA, NV, NM - Association Community Impact Fund (CIF) Verified from [Avenir Financial Credit Union's membership page](https://www.avenirfinancial.org/about/) . Final membership determination is always made by the credit union. ## Membership rules for Avenir Financial Credit Union Geography 22 counties · Associations · Family 32 published paths to membership, last verified August 27, 2026, quoted from Avenir Financial Credit Union’s own published criteria. Source-page proposal coverage: 2 of 4 extracted claims verified; 0 withheld. Only verified rules are shown here. This measures claims found on the reviewed source page, not every possible real-world membership path. ### Geography 22 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Apache County, AZ - Catron County, NM - Clark County, NV - Cochise County, AZ - Coconino County, AZ - Gila County, AZ - Graham County, AZ - Greenlee County, AZ - Hidalgo County, NM - Imperial County, CA - La Paz County, AZ - Maricopa County, AZ - Mohave County, AZ - Navajo County, AZ - Pima County, AZ - Pinal County, AZ - Riverside County, CA - San Bernardino County, CA - San Diego County, CA - Santa Cruz County, AZ - Yavapai County, AZ - Yuma County, AZ “Avenir Financial offers financial services to residents in 22 counties spanning four states: Arizona, California, Nevada, and New Mexico. Counties include Apache, Cochise, Coconino, Gila, Graham, Greenlee, La Paz, Maricopa, Mohave, Navajo, Pima, Pinal, Santa Cruz, Yavapai, and Yuma, Counties,…” > [source ↗](https://www.avenirfinancial.org/membership/index.html) ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of Community Impact Fund (CIF) “Residents in other counties* can join by making a zero-dollar donation through our Community Impact Fund (CIF).” > [source ↗](https://www.avenirfinancial.org/membership/index.html) - Member of Community Impact Fund (CIF) ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member immediate family member “Membership at Avenir Financial is open to you or an immediate family member who lives, works, worships, or attends school in either Yuma or La Paz County, Arizona.” > [source ↗](https://www.avenirfinancial.org/membership/index.html) - Family member (immediate family member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Avenir Financial Credit Union? Yes No ## Work at Avenir Financial Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Avenir Financial Credit Union ranks against Arizona peers. - See which AI assistants fetched Avenir Financial Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Arizona - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=avenir-financial&state=arizona&code=AZ&name=Avenir%20Financial%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Avenir Financial Credit Union offer? Avenir Financial Credit Union is a credit union in Arizona. Rate data is currently being verified. ### How often are Avenir Financial Credit Union rates updated? RateAPI verifies Avenir Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Avenir Financial Credit Union's rate data? Rate data is collected directly from Avenir Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Avenir Financial Credit Union's best CD rate? As of November 13, 2026, Avenir Financial Credit Union offers savings and certificate (CD) yields up to 3.00% APY. ### Who can join Avenir Financial Credit Union? Avenir Financial Credit Union publishes its membership criteria on its own website. RateAPI tracks 32 published membership paths covering 22 counties and 1 association for Avenir Financial Credit Union, each quoted from Avenir Financial Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Avenir Financial Credit Union's rates against national credit-union benchmarks. [More Arizona credit unions](https://rateapi.dev/credit-unions/arizona) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.avenirfinancial.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Avenir Financial Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Arizona credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Avenir Financial Credit Union curl "https://api.rateapi.dev/credit-unions/arizona /avenir-financial " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Avenir Financial Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/arizona/avenir-financial Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp