Arizona Central Credit Union
Verified rate book
Current Arizona Central Credit Union rates
20 published offers verified as of August 18, 2026.
Mortgage rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| First Mortgage Loanother | 6.000% APR | 6.000% | — | Standard |
| 15 Year Termother | 6.000% APR | 6.000% | — | Standard |
| First Mortgage Loan Rates (15 Year Term)other | 6.163% APR | 6.000% | — | Standard |
| 10 Year Termother | 6.250% APR | 6.250% | — | Standard |
| First Mortgage Loan Rates (10 Year Term)other | 6.482% APR | 6.250% | — | Standard |
| 30 Year Termother | 6.625% APR | 6.625% | — | Standard |
| First Mortgage Loan Rates (30 Year Term)other | 6.726% APR | 6.625% | — | Standard |
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 48-Month New Auto Loan (2022 and Newer)auto_new_48mo | 5.500% APR | 5.500% | 48 mo · new | Standard |
| 63-Month New Auto Loan (2022 and Newer)auto_new_63mo | 5.700% APR | 5.700% | 63 mo · new | Standard |
| 75-Month New Auto Loan (2022 and Newer)auto_new_75mo | 6.350% APR | 6.350% | 75 mo · new | Standard |
| New Auto Loan (2022 and Newer)auto_new | 6.750% APR | 6.750% | new | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Rates (Closed End)heloc | 6.535% APR | 6.535% | — | Standard |
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
| Home Equity Loanheloc | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Loan Types &personal | 7.000% APR | 7.000% | — | Standard |
| Loan Types & Rates (Unsecured Home Improvement)personal_unsecured | 7.000% APR | 7.000% | — | Standard |
| Loan Types & Rates (You-Name-It Loan ™ Up to 12 Months)personal_unsecured_12mo | 9.990% APR | 9.990% | 12 mo | Standard |
| Loan Types & Rates (You-Name-It Loan ™ Up to 36 Months)personal_unsecured_36mo | 10.990% APR | 10.990% | 36 mo | Standard |
| Loan Types & Rates (Line of Credit)ploc_variable | 11.650% APR | 11.650% | — | Standard |
| Loan Types & Rates (You-Name-It Loan ™ Up to 60 Months)personal_unsecured_60mo | 12.400% APR | 12.400% | 60 mo | Standard |
As of August 18, 2026, Arizona Central Credit Union offers mortgage rates from 6% APR. Auto loans available from 5.5% APR for 48 months. HELOC rates from 6.535% APR. Personal loan rates from 7% APR.
Source: RateAPI.dev, verified from Arizona Central Credit Union's official website
Loading branch locator…
About Arizona Central Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 46.8K
- Assets
- $733.7M
- Founded
- 1939
- Locations reported
- 11
- NCUA charter
- 62881
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Arizona Central Credit Union
Membership eligibility from Arizona Central Credit Union's own published criteria. How we verify this.
Membership criteria are published on Arizona Central Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Arizona Central Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Arizona Central Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Arizona Central Credit Union ranks against Arizona peers.
Frequently Asked Questions
What rates does Arizona Central Credit Union offer?
Arizona Central Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 18, 2026 directly from the credit union's official website.
How often are Arizona Central Credit Union rates updated?
RateAPI verifies Arizona Central Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 18, 2026.
Where does RateAPI get Arizona Central Credit Union's rate data?
Rate data is collected directly from Arizona Central Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Arizona Central Credit Union's mortgage rate?
As of August 18, 2026, Arizona Central Credit Union offers mortgage rates from 6% APR.
What are Arizona Central Credit Union's auto loan rates?
As of August 18, 2026, Arizona Central Credit Union offers auto loans from 5.5% APR.
What is Arizona Central Credit Union's HELOC rate?
As of August 18, 2026, Arizona Central Credit Union offers home equity lines of credit from 6.535% APR.
What is Arizona Central Credit Union's personal loan rate?
As of August 18, 2026, Arizona Central Credit Union offers personal loans from 7% APR.
Related Rate Data
Compare Arizona Central Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Arizona Central Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Arizona credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Arizona Central Credit Union
curl "https://api.rateapi.dev/credit-unions/arizona/arizona-central" \
-H "Authorization: Bearer YOUR_API_KEY"