--- title: "True North Credit Union Rates: Vehicle 5.45%, Personal 11.65%" description: "True North Credit Union rates today: vehicle loans from 5.45% APR, personal loans from 11.65% APR. Every rate verified daily from the official website — no pay-to-rank. See who can join True North Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/alaska/true-north" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # True North Credit Union Rates: Vehicle 5.45%, Personal 11.65% ### Auto & vehicle rates 21 offers | Product | Published | Rate | Term / condition | Status | | **Table data for Autos Effective 11-12-2026 (12-48 months)** auto_any_48mo | 5.450% APR | 5.450% | 48 mo | Standard | | **Table data for Autos Effective 11-12-2026 (72 months)** auto_any_72mo | 5.450% APR | 5.450% | 72 mo | Standard | | **Table data for Autos Effective 11-12-2026 (60 months)** auto_any_60mo | 5.450% APR | 5.450% | 60 mo | Standard | | **Table data for Autos Effective 11-12-2026 (84 months)** auto_any_84mo | 5.650% APR | 5.650% | 84 mo | Standard | | **Table data for Motorcycles, ATVs, Snowmachines & Jet Skis Effective 11-12-2026 (60 Months)** motorcycle_any_60mo | 6.250% APR | 6.250% | 60 mo | Standard | | **Table data for Motorcycles, ATVs, Snowmachines & Jet Skis Effective 11-12-2026 (72 Months)** motorcycle_any_72mo | 6.500% APR | 6.500% | 72 mo | Standard | | **Table data for Autos Effective 11-12-2026 (96 months)** auto_any_96mo | 6.650% APR | 6.650% | 96 mo | Standard | | **Table data for Motorcycles, ATVs, Snowmachines & Jet Skis Effective 11-12-2026 (96 Months)** motorcycle_any_96mo | 6.750% APR | 6.750% | 96 mo | Standard | | **Table data for Autos Effective 11-12-2026 (120 months)** auto_any_120mo | 7.150% APR | 7.150% | 120 mo | Standard | | **Table data for Motorcycles, ATVs, Snowmachines & Jet Skis Effective 11-12-2026 (120 Months)** motorcycle_any_120mo | 7.250% APR | 7.250% | 120 mo | Standard | | **Table data for Boats Effective 11-12-2026 (96 Months)** boat_any_96mo | 7.250% APR | 7.250% | 96 mo | Standard | | **Table data for Motorhomes, Travel Trailers & Campers Effective 11-12-2026 (84 months)** rv_any_84mo | 7.650% APR | 7.650% | 84 mo | Standard | | **Table data for Boats Effective 11-12-2026 (120 Months)** boat_any_120mo | 7.750% APR | 7.750% | 120 mo | Standard | | **Table data for Motorhomes, Travel Trailers & Campers Effective 11-12-2026 (96 Months)** rv_any_96mo | 7.900% APR | 7.900% | 96 mo | Standard | | **Owner Occupied** auto | 7.919% APR | 7.919% | — | Standard | | **Table data for Boats Effective 11-12-2026 (180 Months)** boat_any_180mo | 8.250% APR | 8.250% | 180 mo | Standard | | **Non Owner Occupied** auto | 8.422% APR | 8.422% | — | Standard | | **Improved Lots** auto | 8.688% APR | 8.688% | — | Standard | | **Table data for Motorhomes, Travel Trailers & Campers Effective 11-12-2026 (120 Months)** rv_any_120mo | 8.900% APR | 8.900% | 120 mo | Standard | | **Table data for Motorhomes, Travel Trailers & Campers Effective 11-12-2026 (180 Months)** rv_any_180mo | 9.400% APR | 9.400% | 180 mo | Standard | | **Unimproved Lots** auto | 9.901% APR | 9.901% | — | Standard | True North Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | 11.650% APR | 11.650% | — | Standard | | **Table data for Personal Loans Effective 11-12-2026 (up to 60 months)** personal_unsecured_60mo | 11.650% APR | 11.650% | 60 mo | Standard | True North Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Credit Card** credit_card | 9.900% APR | 9.900% | — | Standard | | **Secured Credit Card** credit_card_secured | 14.500% APR | 14.500% | — | Standard | True North Credit Union credit card rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **1 APR = Annual Percentage Rate. Maximum APR is 18%.** other | — % | 18.000% | — | Standard | True North Credit Union other rates as of November 12, 2026 Vehicle loans available from 5.45% APR for 48 months. Personal loan rates from 11.65% APR. Credit card rates from 9.9% APR. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/alaska/true-north) , verified from [True North Credit Union's official website](https://www.truenorthfcu.org/) Loading branch locator… ## About True North Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 13.2K Assets $237.1M Founded 1948 Locations reported 5 NCUA charter 5892 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - First-time homebuyer program - Student scholarships - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Global** Juneau Financial Center · Juneau · AK · 99801 Branch in the same ZIP](https://rateapi.dev/credit-unions/alaska/global) [**Tongass** Juneau Branch · Juneau · AK · 99801-8094 Branch in the same ZIP](https://rateapi.dev/credit-unions/alaska/tongass) [**Nuvision** Juneau Branch 11 · Juneau · AK · 99801 About 14.6 miles away](https://rateapi.dev/credit-unions/california/nuvision) [**Credit Union 1** Skagway · Skagway · AK · 99840 About 85.1 miles away](https://rateapi.dev/credit-unions/alaska/credit-union-1) [**Matanuska Valley** CARRS Retail Office · Palmer · AK · 99645 About 560.2 miles away](https://rateapi.dev/credit-unions/alaska/matanuska-valley) [**Mac** Palmer · Palmer · AK · 99645 About 561.3 miles away](https://rateapi.dev/credit-unions/alaska/mac) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join True North Credit Union Membership eligibility from True North Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on True North Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer State of Alaska, Boards and Commissions of the State Of Alaska, Unions affiliated with public and State Government, PERS, Public Employees Retirement System, TRS, Teachers Retirement System, St. Vincent de Paul Society Diocesan Council of Southeast Alaska, Frank F. Mesdag, D.P.M., dba Juneau Foot and Ankle Clinic, Red Robin Alaska, Inc., Rocket Satellite Corporation, Corporate Sales and Leasing, Inc., Leake Temple A.M.E. Zion Church, Mikunda, Cottrell and Co. - Association BBBS of Alaska - Place of worship Leake Temple A.M.E. Zion Church Verified from [True North Credit Union's membership page](https://www.truenorthfcu.org/join/join-the-credit-union/join-true-north.html) . Final membership determination is always made by the credit union. ## Membership rules for True North Credit Union Employers 13 · Associations 2 · Places of worship · Family 2 18 published paths to membership, last verified August 21, 2026, quoted from True North Credit Union’s own published criteria. ### Employers 13 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of State of Alaska “All employees and retirees of the State of Alaska” > [source ↗](https://www.truenorthfcu.org/join/join-the-credit-union/join-true-north.html) - Employee of State of Alaska - Retired employee of State of Alaska “All employees and retirees of the State of Alaska” > [source ↗](https://www.truenorthfcu.org/join/join-the-credit-union/join-true-north.html) - Retiree of State of Alaska - Employee of Boards and Commissions of the State Of Alaska “Boards and Commissions of the State Of Alaska” > [source ↗](https://www.truenorthfcu.org/join/join-the-credit-union/join-true-north.html) - Employee of Boards and Commissions of the State Of Alaska - Employee of Unions affiliated with public and State Government “All public employees represented by, and employees of Unions affiliated with public and State Government, including but not limited to ASEA, APEA and Local 71” > [source ↗](https://www.truenorthfcu.org/join/join-the-credit-union/join-true-north.html) - Employee of Unions affiliated with public and State Government - Employee of PERS, Public Employees Retirement System “All public employees who participate in PERS, Public Employees Retirement System and TRS, Teachers Retirement System” > [source ↗](https://www.truenorthfcu.org/join/join-the-credit-union/join-true-north.html) - Employee of PERS, Public Employees Retirement System - Employee of TRS, Teachers Retirement System “All public employees who participate in PERS, Public Employees Retirement System and TRS, Teachers Retirement System” > [source ↗](https://www.truenorthfcu.org/join/join-the-credit-union/join-true-north.html) - Employee of TRS, Teachers Retirement System - Employee of Frank F. Mesdag, D.P.M., dba Juneau Foot and Ankle Clinic “Employees of the following companies who work or have headquarters in Anchorage, Juneau, Douglas or Fairbanks, Alaska: Frank F. Mesdag, D.P.M., dba Juneau Foot and Ankle Clinic” > [source ↗](https://www.truenorthfcu.org/join/join-the-credit-union/join-true-north.html) - Employee of Frank F. Mesdag, D.P.M., dba Juneau Foot and Ankle Clinic - Employee of St. Vincent de Paul Society Diocesan Council of Southeast Alaska - Works in city:AK:juneau “Employees and volunteers of the St. Vincent de Paul Society Diocesan Council of Southeast Alaska who work in Juneau, Alaska.” > [source ↗](https://www.truenorthfcu.org/join/join-the-credit-union/join-true-north.html) - Employee of St. Vincent de Paul Society Diocesan Council of Southeast Alaska and Works in Juneau, AK - Employee of True North Federal Credit Union “employees of this credit union” > [source ↗](https://www.truenorthfcu.org/join/join-the-credit-union/join-true-north.html) - Employee of True North Federal Credit Union - Employee of Red Robin Alaska, Inc. - Works in city:AK:inc. anchorage “Employees who work in or are paid from Red Robin Alaska, Inc. Anchorage, AK” > [source ↗](https://www.truenorthfcu.org/join/join-the-credit-union/join-true-north.html) - Employee of Red Robin Alaska, Inc. and Works in Inc. Anchorage, AK - Employee of Rocket Satellite Corporation - Works in city:AK:anchorage “Employees who work in Rocket Satellite Corporation, Anchorage, AK” > [source ↗](https://www.truenorthfcu.org/join/join-the-credit-union/join-true-north.html) - Employee of Rocket Satellite Corporation and Works in Anchorage, AK - Employee of Corporate Sales and Leasing, Inc. - Works in city:AK:anchorage “Employees who work in or are paid from Corporate Sales and Leasing, Inc., Anchorage, AK” > [source ↗](https://www.truenorthfcu.org/join/join-the-credit-union/join-true-north.html) - Employee of Corporate Sales and Leasing, Inc. and Works in Anchorage, AK - Employee of Mikunda, Cottrell and Co. - Works in city:AK:anchorage “Employees of Mikunda, Cottrell and Co. who work in, or are paid or supervised from Anchorage, AK” > [source ↗](https://www.truenorthfcu.org/join/join-the-credit-union/join-true-north.html) - Employee of Mikunda, Cottrell and Co. and Works in Anchorage, AK ### Associations 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of BBBS of Alaska “Employees and members of BBBS of Alaska in Anchorage, AK” > [source ↗](https://www.truenorthfcu.org/join/join-the-credit-union/join-true-north.html) - Member of BBBS of Alaska - Member of Southeast Alaska Financial Opportunity Association “Members of the Southeast Alaska Financial Opportunity Association in Juneau, Alaska” > [source ↗](https://www.truenorthfcu.org/join/join-the-credit-union/join-true-north.html) - Member of Southeast Alaska Financial Opportunity Association ### Places of worship 1 Human-reviewed quoted from the credit union’s own published criteria · last verified August 21, 2026 - Member of Leake Temple A.M.E. Zion Church (as written on the source page) “Employees or members of Leake Temple A.M.E. Zion Church located in Anchorage, AK” > [source ↗](https://www.truenorthfcu.org/join/join-the-credit-union/join-true-north.html) - Member of Leake Temple A.M.E. Zion Church ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member spouse “Spouses of persons who died while within the field of membership of this credit union” > [source ↗](https://www.truenorthfcu.org/join/join-the-credit-union/join-true-north.html) - Family member (spouse) of a member - Family of a member immediate family, household member “members' immediate families or households” > [source ↗](https://www.truenorthfcu.org/join/join-the-credit-union/join-true-north.html) - Family member (immediate family, household member) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for True North Credit Union? Yes No ## Work at True North Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where True North Credit Union ranks against Alaska peers. - See which AI assistants fetched True North Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Alaska - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=true-north&state=alaska&code=AK&name=True%20North%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does True North Credit Union offer? True North Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are True North Credit Union rates updated? RateAPI verifies True North Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get True North Credit Union's rate data? Rate data is collected directly from True North Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What are True North Credit Union's auto, rv, boat & motorcycle loan rates? As of November 12, 2026, True North Credit Union offers vehicle loans from 5.45% APR. ### What is True North Credit Union's personal loan rate? As of November 12, 2026, True North Credit Union offers personal loans from 11.65% APR. ### Who can join True North Credit Union? True North Credit Union publishes its membership criteria on its own website. RateAPI tracks 18 published membership paths covering 13 employers, 2 associations and 1 places of worship for True North Credit Union, each quoted from True North Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare True North Credit Union's rates against national credit-union benchmarks. [More Alaska credit unions](https://rateapi.dev/credit-unions/alaska) [Alaska auto loan rate leaders](https://rateapi.dev/auto-loan-rates/alaska) [Alaska personal loan leaders](https://rateapi.dev/personal-loan-rates/alaska) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.truenorthfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track True North Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Alaska credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for True North Credit Union curl "https://api.rateapi.dev/credit-unions/alaska /true-north " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## True North Credit Union locations Search, filter, and browse all 5 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/alaska/true-north Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp