--- title: "Northern Skies Credit Union Rates (Nov 2026): CDs to 5.00%" description: "Northern Skies Credit Union rates today: savings & CDs up to 5.00% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Northern Skies Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/alaska/northern-skies" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Northern Skies Credit Union Rates (Nov 2026): CDs to 5.00% ### Mortgage rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Mini-Mortgage** other | — APR | 10.900% | — | Context only | Northern Skies Credit Union mortgage rates as of November 12, 2026 ### Auto & vehicle rates 7 offers | Product | Published | Rate | Term / condition | Status | | **84-Month Used Auto Loan** auto_used_84mo | — APR | 5.290% | 84 mo · used | Standard | | **84-Month New Auto Loan** auto_new_84mo | — APR | 5.290% | 84 mo · new | Standard | | **Motorcycles & Off-Road Vehicles** motorcycle_any_60mo | — APR | 6.390% | 60 mo | Standard | | **240-Month Boat Loan** boat_any_240mo | — APR | 6.950% | 240 mo | Standard | | **Aircraft** auto_any_144mo | — APR | 7.350% | 144 mo | Standard | | **Motorhomes, Campers, & Trailers** rv_any_240mo | — APR | 7.390% | 240 mo | Standard | | **Auto Loans (Classics & Collectibles)** auto_any_72mo | — APR | 9.000% | 72 mo | Standard | Northern Skies Credit Union auto & vehicle rates as of November 12, 2026 ### HELOC rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Home Equity Loan (Fixed)** heloc_fixed | — APR | 7.400% | — | Context only | | **Recreational Property** heloc | — APR | 7.900% | — | Context only | Northern Skies Credit Union heloc rates as of November 12, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Miscellaneous Collateral** personal_secured_84mo | — APR | 8.000% | 84 mo | Context only | | **60-Month Signature Loan** personal_unsecured_60mo | — APR | 11.350% | 60 mo | Context only | Northern Skies Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Platinum Credit Card** credit_card_platinum | — APR | 8.950% | — | Context only | | **Ascend Secured VISA Credit Card** credit_card_secured | — APR | 12.950% | — | Context only | Northern Skies Credit Union credit card rates as of November 12, 2026 ### Savings & CD rates 21 offers | Product | Published | Rate | Term / condition | Status | | **Peak Rewards Checking* (All balances if qualifications not met)** checking | 0.01% APY | 0.01% | — | Standard | | **Special Purpose Savings *** savings | 0.10% APY | 0.10% | — | Standard | | **Educational/Coverdell IRA Shares** ira | 0.15% APY | 0.15% | — | Standard | | **Peak Rewards Checking* ($15,000+)** checking | 0.15% APY | 0.15% | — | Standard | | **Jumbo Money Market Shares* (Up to $99,999)** money_market | 0.25% APY | 0.25% | — | Standard | | **Money Market ($2,500–$9,999)** money_market | 0.35% APY | 0.35% | — | Standard | | **Money Market ($10,000–$24,999)** money_market | 0.60% APY | 0.60% | — | Standard | | **Money Market ($25,000–$49,999)** money_market | 0.70% APY | 0.70% | — | Standard | | **Money Market ($50,000–$99,999)** money_market | 0.80% APY | 0.80% | — | Standard | | **Money Market ($100,000+)** money_market | 0.85% APY | 0.85% | — | Standard | | **Jumbo Money Market Shares* ($100,000 - $200,000)** money_market | 1.25% APY | 1.25% | — | Standard | | **Jumbo Money Market Shares* ($200,000.01 and over)** money_market | 1.65% APY | 1.65% | — | Standard | | **Certificate ($100,000+)** share_certificate | 1.90% APY | 1.89% | — | Standard | | **Certificate (Up to $100,000)** share_certificate | 1.90% APY | 1.89% | — | Standard | | **12-Month Certificate (Up to $100,000)** share_certificate_12mo | 3.90% APY | 3.84% | 12 mo | Standard | | **18-Month Certificate (Up to $100,000)** share_certificate_18mo | 4.00% APY | 3.94% | 18 mo | Standard | | **12-Month Certificate ($100,000+)** share_certificate_12mo | 4.00% APY | 3.94% | 12 mo | Standard | | **18-Month Certificate ($100,000+)** share_certificate_18mo | 4.10% APY | 4.04% | 18 mo | Standard | | **24-Month Certificate (Up to $100,000)** share_certificate_24mo | 4.60% APY | 4.52% | 24 mo | Standard | | **24-Month Certificate ($100,000+)** share_certificate_24mo | 4.60% APY | 4.52% | 24 mo | Standard | | **Peak Rewards Checking* ($0 - $15,000)** checking | 5.00% APY | 4.89% | — | Standard | Northern Skies Credit Union savings & cd rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **SMART Loan** other | — % | 18.000% | — | Context only | Northern Skies Credit Union other rates as of November 12, 2026 Savings and certificate yields up to 5.00% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/alaska/northern-skies) , verified from [Northern Skies Credit Union's official website](https://www.nsfcu.org/) Loading branch locator… ## About Northern Skies Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 13.8K Assets $222.6M Founded 1967 Locations reported 2 NCUA charter 18204 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Payday Alternative Loans I Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Credit Union 1** DeBarr · Anchorage · AK · 99508-3114 About 0.7 miles away](https://rateapi.dev/credit-unions/alaska/credit-union-1) [**Global** Debarr Branch · Anchorage · AK · 99508 About 0.7 miles away](https://rateapi.dev/credit-unions/alaska/global) [**Nuvision** Financial Center Branch · Anchorage · AK · 99503-4172 About 2.2 miles away](https://rateapi.dev/credit-unions/california/nuvision) [**Advancial** Midtown Anchorage · Anchorage · AK · 99503-5815 About 2.5 miles away](https://rateapi.dev/credit-unions/texas/advancial) [**True North** Anchorage Annex · Anchorage · AK · 99503-6648 About 2.8 miles away](https://rateapi.dev/credit-unions/alaska/true-north) [**Alaska Air Group** Anchorage Office · ANCHORAGE · AK · 99518-1077 About 3.5 miles away](https://rateapi.dev/credit-unions/washington/alaska-air-group) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Northern Skies Credit Union Membership eligibility from Northern Skies Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Northern Skies Credit Union's website. Check the membership page below to confirm whether you qualify. - Location anchorage — AK Verified from [Northern Skies Credit Union's membership page](https://www.nsfcu.org/get-involved/membership/become-a-member.html) . Final membership determination is always made by the credit union. ## Membership rules for Northern Skies Credit Union Geography 1 county 6 published paths to membership, last verified August 27, 2026, quoted from Northern Skies Credit Union’s own published criteria. ### Geography 4 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - AK - Anchorage County, AK - Anchorage, AK - Fairbanks, AK “NCUA call report 2026-03-31: TOM_CODE=66 (community charter); branch footprint: Anchorage County, AK” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Northern Skies Credit Union? Yes No ## Work at Northern Skies Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Northern Skies Credit Union ranks against Alaska peers. - See which AI assistants fetched Northern Skies Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Alaska - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=northern-skies&state=alaska&code=AK&name=Northern%20Skies%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Northern Skies Credit Union offer? Northern Skies Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Northern Skies Credit Union rates updated? RateAPI verifies Northern Skies Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Northern Skies Credit Union's rate data? Rate data is collected directly from Northern Skies Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Northern Skies Credit Union's best CD rate? As of November 12, 2026, Northern Skies Credit Union offers savings and certificate (CD) yields up to 5.00% APY. ### Who can join Northern Skies Credit Union? Northern Skies Credit Union publishes its membership criteria on its own website. RateAPI tracks 6 published membership paths covering 1 county for Northern Skies Credit Union, each quoted from Northern Skies Credit Union's own published membership criteria. ## Related Rate Data Compare Northern Skies Credit Union's rates against national credit-union benchmarks. [More Alaska credit unions](https://rateapi.dev/credit-unions/alaska) [Alaska mortgage rate leaders](https://rateapi.dev/mortgage-rates/alaska) [Alaska auto loan rate leaders](https://rateapi.dev/auto-loan-rates/alaska) [Alaska HELOC rate leaders](https://rateapi.dev/heloc-rates/alaska) [Alaska personal loan leaders](https://rateapi.dev/personal-loan-rates/alaska) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.nsfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Northern Skies Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Alaska credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Northern Skies Credit Union curl "https://api.rateapi.dev/credit-unions/alaska /northern-skies " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Northern Skies Credit Union locations Search, filter, and browse all 2 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/alaska/northern-skies Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp