--- title: "Mac Credit Union Rates (Nov 2026): CDs to 3.50%" description: "Mac Credit Union rates today: savings & CDs up to 3.50% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Mac Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/alaska/mac" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Mac Credit Union Rates (Nov 2026): CDs to 3.50% ### Auto & vehicle rates 9 offers | Product | Published | Rate | Term / condition | Status | | **120-Month New Auto Loan** auto_new_120mo | — APR | 6.390% | 120 mo · new | Standard | | **Business Accounts (120 months)** auto_any_120mo | — APR | 6.390% | 120 mo | Standard | | **96-Month Used Auto Loan** auto_used_96mo | — APR | 6.490% | 96 mo · used | Standard | | **Business Accounts (96 months)** auto_any_96mo | — APR | 6.490% | 96 mo | Standard | | **Motorcycle / Off Road** motorcycle_any_96mo | — APR | 6.990% | 96 mo | Standard | | **180-Month Boat Loan** boat_any_180mo | — APR | 8.990% | 180 mo | Standard | | **RV, Camper, Truck/Camper Combo** rv_any_240mo | — APR | 8.990% | 240 mo | Standard | | **Business Accounts (240 months)** auto_any_240mo | — APR | 8.990% | 240 mo | Standard | | **Business Accounts (180 months)** auto_any_180mo | — APR | 8.990% | 180 mo | Standard | Mac Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **72-Month Personal Loan** personal_unsecured_72mo | — APR | 11.990% | 72 mo | Standard | Mac Credit Union personal loan rates as of November 12, 2026 ### Savings & CD rates 8 offers | Product | Published | Rate | Term / condition | Status | | **6-Month Certificate** share_certificate_6mo | 2.26% APY | 2.25% | 6 mo | Standard | | **24-Month Certificate** share_certificate_24mo | 2.50% APY | 2.50% | 24 mo | Standard | | **48-Month Certificate** share_certificate_48mo | 2.50% APY | 2.50% | 48 mo | Standard | | **IRA / ROTH IRA Share Certificates (24 Months)** ira_cd_24mo | — APY | 2.50% | 24 mo | Standard | | **36-Month Certificate** share_certificate_36mo | 3.00% APY | 3.00% | 36 mo | Standard | | **18-Month Certificate** share_certificate_18mo | 3.47% APY | 3.50% | 18 mo | Standard | | **12-Month Certificate** share_certificate_12mo | 3.50% APY | 3.50% | 12 mo | Standard | | **IRA / ROTH IRA Share Certificates (12 Months)** ira_cd_12mo | — APY | 4.00% | 12 mo | Standard | Mac Credit Union savings & cd rates as of November 12, 2026 ### Equipment loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Equipment Loan** equipment_84mo | — APR | 7.990% | — | Standard | Mac Credit Union equipment loan rates as of November 12, 2026 ### Other rates 2 offers | Product | Published | Rate | Term / condition | Status | | **Business Accounts (84 months)** other | — % | 7.990% | — | Standard | | **Business Accounts (72 months)** other | — % | 11.990% | — | Standard | Mac Credit Union other rates as of November 12, 2026 Savings and certificate yields up to 3.50% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/alaska/mac) , verified from [Mac Credit Union's official website](https://www.macfcu.org/) Loading branch locator… ## About Mac Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 18.2K Assets $175.9M Founded 1952 Locations reported 5 NCUA charter 8080 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Bilingual services Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Spirit of Alaska** Geist Branch · Fairbanks · AK · 99709-3569 About 182.5 miles away](https://rateapi.dev/credit-unions/alaska/spirit-of-alaska) [**Nuvision** FBX Merhar · Fairbanks · AK · 99701-3166 About 183.0 miles away](https://rateapi.dev/credit-unions/california/nuvision) [**Global** Steese Branch · Fairbanks · AK · 99701 About 183.4 miles away](https://rateapi.dev/credit-unions/alaska/global) [**Credit Union 1** Fairbanks 1st Avenue · Fairbanks · AK · 99701-4350 About 183.6 miles away](https://rateapi.dev/credit-unions/alaska/credit-union-1) [**Matanuska Valley** Sunshine Office · Talkeetna · AK · 99676 About 332.0 miles away](https://rateapi.dev/credit-unions/alaska/matanuska-valley) [**Alaska Dist Engineers** Alaska District Engineers FCU · JBER · AK · 99506-1518 About 421.7 miles away](https://rateapi.dev/credit-unions/alaska/alaska-dist-engineers) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Mac Credit Union Membership eligibility from Mac Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Mac Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Mac Credit Union's membership page](https://www.macfcu.org/become-a-member/full-service/) . Final membership determination is always made by the credit union. ## Membership rules for Mac Credit Union Geography 1 county 1 published path to membership, last verified August 5, 2026, from NCUA regulator charter records. ### Geography 1 Auto-verified against the source page from NCUA regulator charter records · last verified August 5, 2026 - Fairbanks North Star County, AK “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Fairbanks North Star County, AK” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Mac Credit Union? Yes No ## Work at Mac Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mac Credit Union ranks against Alaska peers. - See which AI assistants fetched Mac Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Alaska - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=mac&state=alaska&code=AK&name=Mac%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Mac Credit Union offer? Mac Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Mac Credit Union rates updated? RateAPI verifies Mac Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Mac Credit Union's rate data? Rate data is collected directly from Mac Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Mac Credit Union's best CD rate? As of November 12, 2026, Mac Credit Union offers savings and certificate (CD) yields up to 3.50% APY. ### Who can join Mac Credit Union? Mac Credit Union publishes its membership criteria on its own website. RateAPI tracks 1 published membership path covering 1 county for Mac Credit Union, each quoted from NCUA charter records. ## Related Rate Data Compare Mac Credit Union's rates against national credit-union benchmarks. [More Alaska credit unions](https://rateapi.dev/credit-unions/alaska) [Alaska auto loan rate leaders](https://rateapi.dev/auto-loan-rates/alaska) [Alaska personal loan leaders](https://rateapi.dev/personal-loan-rates/alaska) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.macfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Mac Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Alaska credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Mac Credit Union curl "https://api.rateapi.dev/credit-unions/alaska /mac " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Mac Credit Union locations Search, filter, and browse all 5 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/alaska/mac Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp