Winsouth

gadsden, Alabama
Last verified: July 6, 2026

As of July 6, 2026, Winsouth offers a money_market mortgage at 1.5% APR (1.5% rate, 0 points). Auto loans available from 4.85% APR. Personal loan rates from 3% APR.

Source: RateAPI.dev, verified from Winsouth's official website

Mortgage Rates

Rates as of July 6, 2026

money_market
1.500% APR
Rate1.500%
Points0
Money Market Accounts
cd
2.000% APR
Rate2.000%
Points0
Certificate Secured
share_certificate
3.750% APR
Rate3.750%
Points0
Share Certificate
share_certificate
3.750% APR
Rate3.750%
Points0
Share Certificate special
savings
3.900% APR
Rate3.900%
Points0
CDs

Auto Loan Rates

Rates as of July 6, 2026

auto
4.850% APR
Rate4.850%
Auto Loans
auto_new
4.850% APR
Rate4.850%
New Auto Loans
auto_used
5.000% APR
Rate5.000%
Used Auto Loans
auto
5.750% APR
Rate5.750%
Boat & RV Loans
auto
6.250% APR
Rate6.250%
Motorcycles & Side by Sides
credit_card
9.900% APR
Rate9.900%
Visa Classic
credit_card
9.900% APR
Rate9.900%
Visa Credit Cards

Personal Loan Rates

Rates as of July 6, 2026

personal_secured
3.000% APR
Rate3.000%
Share Secured
personal_unsecured
8.990% APR
Rate8.990%
Personal Loans
personal_unsecured
12.740% APR
Rate12.740%
90 Day Note Unsecured
personal
15.000% APR
Rate15.000%
Overdraft Protection

Frequently Asked Questions

What rates does Winsouth offer?

Winsouth currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 6, 2026 directly from the credit union's official website.

How often are Winsouth rates updated?

RateAPI verifies Winsouth's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 6, 2026.

Where does RateAPI get Winsouth's rate data?

Rate data is collected directly from Winsouth's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Winsouth's mortgage rate?

As of July 6, 2026, Winsouth offers a money_market mortgage at 1.5% APR.

What is Winsouth's auto loan rate?

As of July 6, 2026, Winsouth offers auto loans from 4.85% APR.

Related Rate Data

Compare Winsouth's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Winsouth
curl "https://api.rateapi.dev/credit-unions/alabama/winsouth" \
  -H "Authorization: Bearer YOUR_API_KEY"