--- title: "Riverfall Credit Union Rates (Nov 2026): CDs to 0.50%" description: "Riverfall Credit Union rates today: savings & CDs up to 0.50% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Riverfall Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/alabama/riverfall" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Riverfall Credit Union Rates (Nov 2026): CDs to 0.50% ### Mortgage rates 4 offers | Product | Published | Rate | Term / condition | Status | | **Adjustable Rate 1 st Mortgage Fixed for 7 years, then adjustable annually** 7 1 arm | — APR | 6.000% | — | Standard | | **Fixed Rate 1 st Mortgage Unimproved Property/Land** other | — APR | 7.250% | — | Standard | | **Fixed Rate 2 nd Mortgage Traditional Home Improvement Loan** other | — APR | 8.250% | — | Standard | | **Fixed Rate 1 st Mortgage Traditional Home Purchase or Refinance** other | — APR | 5.750% | — | Standard | Riverfall Credit Union mortgage rates as of November 13, 2026 ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **84-Month New Auto Loan (2021–2026)** auto_new_84mo | — APR | 4.490% | 84 mo · new | Standard | | **60-Month Used Auto Loan (2016–2020)** auto_used_60mo | — APR | 6.490% | 60 mo · used | Standard | | **Recreational** powersports_any_120mo | — APR | 6.750% | 120 mo | Standard | | **36-Month Used Auto Loan (2015)** auto_used_36mo | — APR | 7.990% | 36 mo · used | Standard | Riverfall Credit Union auto & vehicle rates as of November 13, 2026 ### HELOC rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Adjustable Rate HELOC Rate adjusted quarterly, level payments** heloc_variable | — APR | 3.250% | — | Advertised floor | Riverfall Credit Union heloc rates as of November 13, 2026 ### Personal loan rates 2 offers | Product | Published | Rate | Term / condition | Status | | **36-Month Personal Loan** personal_unsecured_36mo | — APR | 10.490% | 36 mo | Standard | | **Overdraft Line of Credit** personal | — APR | 18.000% | — | Standard | Riverfall Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Regular Checking** checking | 0.10% APY | 0.10% | — | Standard | | **Christmas Club** savings | 0.25% APY | 0.25% | — | Specialty offer | | **IRA, SEP, Roth, Educational** ira | 0.50% APY | 0.50% | — | Standard | Riverfall Credit Union savings & cd rates as of November 13, 2026 Savings and certificate yields up to 0.50% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/alabama/riverfall) , verified from [Riverfall Credit Union's official website](https://www.riverfallcu.com/) Loading branch locator… ## About Riverfall Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 14.3K Assets $196.9M Founded 1953 Locations reported 4 NCUA charter 60942 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Alabama** Downtown Branch · Tuscaloosa · AL · 35401-2931 Branch in the same ZIP](https://rateapi.dev/credit-unions/alabama/alabama) [**Alabama One** BF Goodrich · Tuscaloosa · AL · 35401 About 1.5 miles away](https://rateapi.dev/credit-unions/alabama/alabama-one) [**City** Riverfall Credit Union · Tuscaloosa · AL · 35401-1702 About 3.3 miles away](https://rateapi.dev/credit-unions/alabama/city) [**Red Oak** DATA MANAGEMENT · TUSCALOOSA · AL · 35401 About 3.4 miles away](https://rateapi.dev/credit-unions/alabama/red-oak) [**Southern Energy** Tuscaloosa Queen City · Tuscaloosa · AL · 35401 About 3.7 miles away](https://rateapi.dev/credit-unions/alabama/southern-energy) [**Tuscaloosa V A** Tuscaloosa VA Federal Credit Union · Northport · AL · 35476 About 5.3 miles away](https://rateapi.dev/credit-unions/alabama/tuscaloosa-v-a) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Riverfall Credit Union Membership eligibility from Riverfall Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Riverfall Credit Union's website. Check the membership page below to confirm whether you qualify. - Location bibb, fayette, greene, hale, pickens, tuscaloosa — AL Verified from [Riverfall Credit Union's membership page](https://www.riverfallcu.com/about-us/become-a-member.html) . Final membership determination is always made by the credit union. ## Membership rules for Riverfall Credit Union Geography 6 counties 24 published paths to membership, last verified August 27, 2026, quoted from Riverfall Credit Union’s own published criteria. ### Geography 6 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Bibb County, AL - Fayette County, AL - Greene County, AL - Hale County, AL - Pickens County, AL - Tuscaloosa County, AL “Those who live, work, worship, or attend school in Bibb, Fayette, Greene, Hale, Pickens, or Tuscaloosa counties are eligible to enjoy all of the benefits of being a RiverFall member.” > [source ↗](https://www.riverfallcu.com/about-us/become-a-member.html) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Riverfall Credit Union? Yes No ## Work at Riverfall Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Riverfall Credit Union ranks against Alabama peers. - See which AI assistants fetched Riverfall Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Alabama - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=riverfall&state=alabama&code=AL&name=Riverfall%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Riverfall Credit Union offer? Riverfall Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Riverfall Credit Union rates updated? RateAPI verifies Riverfall Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Riverfall Credit Union's rate data? Rate data is collected directly from Riverfall Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Riverfall Credit Union's best CD rate? As of November 13, 2026, Riverfall Credit Union offers savings and certificate (CD) yields up to 0.50% APY. ### Who can join Riverfall Credit Union? Riverfall Credit Union publishes its membership criteria on its own website. RateAPI tracks 24 published membership paths covering 6 counties for Riverfall Credit Union, each quoted from Riverfall Credit Union's own published membership criteria. ## Related Rate Data Compare Riverfall Credit Union's rates against national credit-union benchmarks. [More Alabama credit unions](https://rateapi.dev/credit-unions/alabama) [Alabama mortgage rate leaders](https://rateapi.dev/mortgage-rates/alabama) [Alabama auto loan rate leaders](https://rateapi.dev/auto-loan-rates/alabama) [Alabama HELOC rate leaders](https://rateapi.dev/heloc-rates/alabama) [Alabama personal loan leaders](https://rateapi.dev/personal-loan-rates/alabama) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.riverfallcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Riverfall Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Alabama credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Riverfall Credit Union curl "https://api.rateapi.dev/credit-unions/alabama /riverfall " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Riverfall Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/alabama/riverfall Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp