--- title: "Red Oak Credit Union Rates - Alabama" description: "Current credit card rates from Red Oak Credit Union in Alabama. Updated daily with source verification. See who can join Red Oak Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/alabama/red-oak" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Red Oak Credit Union Rates - Alabama ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **VISA Credit Card (fixed rate)** credit_card | — APR | 7.900% | — | Standard | Red Oak Credit Union credit card rates as of October 23, 2026 Red Oak Credit Union is a credit union in Alabama. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/alabama/red-oak) , verified from [Red Oak Credit Union's official website](https://www.redoakcu.com/) Loading branch locator… ## About Red Oak Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 5.7K Assets $40.5M Founded 1955 Locations reported 3 NCUA charter 63940 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Electronic statements - Mobile check deposit - Financial counseling - Financial education Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Alabama Central** Tuscaloosa · Tuscaloosa · AL · 35404 Branch in the same ZIP](https://rateapi.dev/credit-unions/alabama/alabama-central) [**Alabama One** Main Office · Tuscaloosa · AL · 35404-5842 Branch in the same ZIP](https://rateapi.dev/credit-unions/alabama/alabama-one) [**Alabama** Five Points Branch · Tuscaloosa · AL · 35404 About 1.2 miles away](https://rateapi.dev/credit-unions/alabama/alabama) [**Tuscaloosa V A** Tuscaloosa VA Federal Credit Union · Tuscaloosa · AL · 35404 About 1.6 miles away](https://rateapi.dev/credit-unions/alabama/tuscaloosa-v-a) [**Nucor Employee's** Nucor Employee's Credit Union Tuscaloosa · Tuscaloosa · AL · 35404-1046 About 1.9 miles away](https://rateapi.dev/credit-unions/south-carolina/nucor-employees) [**Southern Energy** Tuscaloosa · Tuscaloosa · AL · 35401-4737 About 3.7 miles away](https://rateapi.dev/credit-unions/alabama/southern-energy) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Red Oak Credit Union Membership eligibility from Red Oak Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Red Oak Credit Union's website. Check the membership page below to confirm whether you qualify. Verified from [Red Oak Credit Union's membership page](https://www.redoakcu.com/) . Final membership determination is always made by the credit union. ## Work at Red Oak Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Red Oak Credit Union ranks against Alabama peers. - See which AI assistants fetched Red Oak Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Alabama - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=red-oak&state=alabama&code=AL&name=Red%20Oak%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Red Oak Credit Union offer? Red Oak Credit Union currently offers credit card rates. The rates shown on this page were last verified October 23, 2026 directly from the credit union's official website. ### How often are Red Oak Credit Union rates updated? RateAPI verifies Red Oak Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified October 23, 2026. ### Where does RateAPI get Red Oak Credit Union's rate data? Rate data is collected directly from Red Oak Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Red Oak Credit Union? Red Oak Credit Union publishes its membership criteria on its own website. ## Related Rate Data Compare Red Oak Credit Union's rates against national credit-union benchmarks. [More Alabama credit unions](https://rateapi.dev/credit-unions/alabama) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.redoakcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Red Oak Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Alabama credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Red Oak Credit Union curl "https://api.rateapi.dev/credit-unions/alabama /red-oak " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Red Oak Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/alabama/red-oak Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp