North Alabama Educators

huntsville, Alabama
Last verified: July 10, 2026

As of July 10, 2026, North Alabama Educators offers a 15-year-fixed mortgage at 5.35% APR (5.35% rate, 0 points). Auto loans available from 4.5% APR. HELOC rates from 5.35% APR. Personal loan rates from 6.99% APR.

Source: RateAPI.dev, verified from North Alabama Educators's official website

Mortgage Rates

Rates as of July 10, 2026

15-year-fixed
5.350% APR
Rate5.350%
Points0
Fixed Rate First Mortgage
15-year-fixed
7.350% APR
Rate7.350%
Points0
Fixed Rate Land Loans

Auto Loan Rates

Rates as of July 10, 2026

auto_any
4.500% APR
Rate4.500%
New or Used Vehicle 2022 or newer
auto_new
4.750% APR
Rate4.750%
New Vehicle
auto_new_72mo
4.750% APR
Rate4.750%
New Vehicle (Finance $20,000 or more for 72 months)
auto_used
4.750% APR
Rate4.750%
Used Vehicle 2014 or newer
auto_used
4.750% APR
Rate4.750%
Used Vehicles with over 150,000 Miles – 2014 or Newer
auto_used_72mo
4.750% APR
Rate4.750%
Used Vehicle 2014 or newer (Finance $20,000 or more for 72 months)
auto_any_60mo
5.600% APR
Rate5.600%
New or Used Recreational Vehicles: 2014 or Newer (Up to 60 Months)
auto_new_84mo
5.750% APR
Rate5.750%
New Vehicle (Finance $28,000 or more for 84 months)
auto_used_84mo
5.750% APR
Rate5.750%
Used Vehicle 2014 or newer (Finance $28,000 or more for 84 months)
auto
5.750% APR
Rate5.750%
[PROMOTIONAL] Auto Loan Refinancing
auto_any
6.100% APR
Rate6.100%
New or Used Boat, Motor, Trailer: 2015 or Newer
auto_any
6.100% APR
Rate6.100%
New or Used Motorcycles: 2015 or Newer ($10,000 or more Financed)
auto_any
6.100% APR
Rate6.100%
New or Used Motorcycles: 2015 or Newer (Under $10,000 Financed)
auto_any_48mo
6.350% APR
Rate6.350%
New or Used ATV’s (3 or 4 Wheelers): 2020 or newer (48 Months)
auto_any_60mo
6.350% APR
Rate6.350%
New or Used ATV’s (3 or 4 Wheelers): 2020 or newer (60 Months)
auto_any_96mo
6.350% APR
Rate6.350%
New or Used Recreational Vehicles: 2014 or Newer (Up to 96 Months)
auto_any_120mo
7.350% APR
Rate7.350%
New or Used Recreational Vehicles: 2014 or Newer (Up to 120 Months)

HELOC Rates

Rates as of July 10, 2026

heloc_fixed
5.350% APR
Rate5.350%
[PROMOTIONAL] Fixed Rate Easy Equity

Personal Loan Rates

Rates as of July 10, 2026

personal_unsecured_12mo
6.990% APR
Rate6.990%
Any Season, Any Reason Loan (12 Months)
personal
7.000% APR
Rate7.000%
Home Improvement Loan
personal
7.600% APR
Rate7.600%
Consumer Loans (Mowers, Furniture, Computers, Appliances, etc.)
personal_unsecured_24mo
7.990% APR
Rate7.990%
Any Season, Any Reason Loan (24 Months)
personal
8.990% APR
Rate8.990%
Consolidation Loan
personal_unsecured
10.000% APR
Rate10.000%
Personal Loan
personal_unsecured
15.000% APR
Rate15.000%
EZ Open-End Personal Loan
personal
15.000% APR
Rate15.000%
Overdraft Loan
personal
17.000% APR
Rate17.000%
Family Flex Loan
personal
18.000% APR
Rate18.000%
Fresh Start Loan

Frequently Asked Questions

What rates does North Alabama Educators offer?

North Alabama Educators currently offers mortgage, auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are North Alabama Educators rates updated?

RateAPI verifies North Alabama Educators's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get North Alabama Educators's rate data?

Rate data is collected directly from North Alabama Educators's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is North Alabama Educators's mortgage rate?

As of July 10, 2026, North Alabama Educators offers a 15-year-fixed mortgage at 5.35% APR.

What is North Alabama Educators's auto loan rate?

As of July 10, 2026, North Alabama Educators offers auto loans from 4.5% APR.

Related Rate Data

Compare North Alabama Educators's rates against national credit-union benchmarks.

More Alabama credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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# Get rates for North Alabama Educators
curl "https://api.rateapi.dev/credit-unions/alabama/north-alabama-educators" \
  -H "Authorization: Bearer YOUR_API_KEY"
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