--- title: "Mobile Educators Credit Union Rates - Alabama" description: "Current auto loan, personal loan, and credit card rates from Mobile Educators Credit Union in Alabama. Updated daily with source verification. See who can join Mobile Educators Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/alabama/mobile-educators" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Mobile Educators Credit Union Rates - Alabama ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **60-Month Auto Loan (2024–2026)** auto_any_60mo | — APR | 3.990% | 60 mo | Standard | | **60-Month Auto Loan (2022–2023)** auto_any_60mo | — APR | 4.490% | 60 mo | Standard | | **48-Month Used Auto Loan (2021 and Older)** auto_used_48mo | — APR | 4.990% | 48 mo · used | Standard | | **60-Month Auto Loan (2024–2026)** auto_any_60mo | — APR | 6.250% | 60 mo | Standard | Mobile Educators Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Fully Secured Share Loans -** personal_secured | — APR | 3.500% | — | Standard | | **Signature Loan - Closed End** personal_unsecured | — APR | 10.000% | — | Standard | | **Signature Loans - Open End** personal_unsecured | — APR | 12.000% | — | Standard | Mobile Educators Credit Union personal loan rates as of November 12, 2026 ### Credit card rates 3 offers | Product | Published | Rate | Term / condition | Status | | **Share Secured VISA** credit_card_secured | — APR | 5.900% | — | Standard | | **Platinum Credit Card** credit_card_platinum | — APR | 8.900% | — | Standard | | **VISA Classic** credit_card | — APR | 12.900% | — | Standard | Mobile Educators Credit Union credit card rates as of November 12, 2026 ### Other rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Starter Loan** other | — % | 8.500% | — | Standard | Mobile Educators Credit Union other rates as of November 12, 2026 Mobile Educators Credit Union is a credit union in Alabama. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/alabama/mobile-educators) , verified from [Mobile Educators Credit Union's official website](https://www.yourmecu.com/) Loading branch locator… ## About Mobile Educators Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 8K Assets $113M Founded 1954 Locations reported 4 NCUA charter 61286 Charter type Federally insured state-chartered credit union ### Services and member support - Electronic statements - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Navigator** Midtown · Mobile · AL · 36606-1634 About 1.3 miles away](https://rateapi.dev/credit-unions/mississippi/navigator) [**New Horizons** Midtown Branch · Mobile · AL · 36607-3010 About 1.6 miles away](https://rateapi.dev/credit-unions/alabama/new-horizons) [**Keesler** Mobile Midtown · Mobile · AL · 36607-3033 About 1.6 miles away](https://rateapi.dev/credit-unions/mississippi/keesler) [**America's First** Mobile Branch · Mobile · AL · 36609-1707 About 1.6 miles away](https://rateapi.dev/credit-unions/alabama/americas-first) [**Avadian** Mobile · Mobile · AL · 36609 About 2.0 miles away](https://rateapi.dev/credit-unions/alabama/avadian) [**Alabama Central** Mobile · Mobile · AL · 36609-5401 About 2.1 miles away](https://rateapi.dev/credit-unions/alabama/alabama-central) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Mobile Educators Credit Union Membership eligibility from Mobile Educators Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Mobile Educators Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Mobile County Public School System, All City, County and Municipal Employees in Baldwin County, Baldwin County School System, Saraland School System, Baldwin County Commission, The Dixie Group, Standard Furniture, Springhill College, University of Mobile, Coastal Alabama Community College, Marietta Johnson Organic School, Bishop State, South Alabama Skills Center, Moffett Road Baptist Child Development Center Verified from [Mobile Educators Credit Union's membership page](https://www.yourmecu.com/membership.php) . Final membership determination is always made by the credit union. ## Membership rules for Mobile Educators Credit Union Employers 14 · Family 2 16 published paths to membership, last verified August 27, 2026, quoted from Mobile Educators Credit Union’s own published criteria. ### Employers 14 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Employee of Mobile County Public School System “Employees of: Mobile County Public School System” > [source ↗](https://www.yourmecu.com/membership.php) - Employee of Mobile County Public School System - Employee of All City, County and Municipal Employees in Baldwin County “All City, County and Municipal Employees in Baldwin County” > [source ↗](https://www.yourmecu.com/membership.php) - Employee of All City, County and Municipal Employees in Baldwin County - Employee of Baldwin County School System “Baldwin County School System” > [source ↗](https://www.yourmecu.com/membership.php) - Employee of Baldwin County School System - Employee of Saraland School System “Saraland School System” > [source ↗](https://www.yourmecu.com/membership.php) - Employee of Saraland School System - Employee of Baldwin County Commission “Baldwin County Commission” > [source ↗](https://www.yourmecu.com/membership.php) - Employee of Baldwin County Commission - Employee of The Dixie Group “The Dixie Group” > [source ↗](https://www.yourmecu.com/membership.php) - Employee of The Dixie Group - Employee of Standard Furniture “Standard Furniture” > [source ↗](https://www.yourmecu.com/membership.php) - Employee of Standard Furniture - Employee of Springhill College “Springhill College” > [source ↗](https://www.yourmecu.com/membership.php) - Employee of Springhill College - Employee of University of Mobile “University of Mobile” > [source ↗](https://www.yourmecu.com/membership.php) - Employee of University of Mobile - Employee of Coastal Alabama Community College “Coastal Alabama Community College” > [source ↗](https://www.yourmecu.com/membership.php) - Employee of Coastal Alabama Community College - Employee of school “Marietta Johnson Organic School” > [source ↗](https://www.yourmecu.com/membership.php) - Employee of school - Employee of state “Bishop State” > [source ↗](https://www.yourmecu.com/membership.php) - Employee of state - Employee of SKILLS, INC. “South Alabama Skills Center” > [source ↗](https://www.yourmecu.com/membership.php) - Employee of SKILLS, INC. - Employee of Child Development Center “Moffett Road Baptist Child Development Center” > [source ↗](https://www.yourmecu.com/membership.php) - Employee of Child Development Center ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member mother, father, sister, brother, children, grandchildren “Family members-mother, father, sister, brother, children and grandchildren of all credit union members.” > [source ↗](https://www.yourmecu.com/membership.php) - Family member (mother, father, sister, brother, children, grandchildren) of a member - Family of a member parent, sibling, child, grandchild “Family members-mother, father, sister, brother, children and grandchildren of all credit union members.” > [source ↗](https://www.yourmecu.com/membership.php) - Family member (parent, sibling, child, grandchild) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Mobile Educators Credit Union? Yes No ## Work at Mobile Educators Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mobile Educators Credit Union ranks against Alabama peers. - See which AI assistants fetched Mobile Educators Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Alabama - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=mobile-educators&state=alabama&code=AL&name=Mobile%20Educators%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Mobile Educators Credit Union offer? Mobile Educators Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Mobile Educators Credit Union rates updated? RateAPI verifies Mobile Educators Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Mobile Educators Credit Union's rate data? Rate data is collected directly from Mobile Educators Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Mobile Educators Credit Union? Mobile Educators Credit Union publishes its membership criteria on its own website. RateAPI tracks 16 published membership paths covering 14 employers for Mobile Educators Credit Union, each quoted from Mobile Educators Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Mobile Educators Credit Union's rates against national credit-union benchmarks. [More Alabama credit unions](https://rateapi.dev/credit-unions/alabama) [Alabama auto loan rate leaders](https://rateapi.dev/auto-loan-rates/alabama) [Alabama personal loan leaders](https://rateapi.dev/personal-loan-rates/alabama) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.yourmecu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Mobile Educators Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Alabama credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Mobile Educators Credit Union curl "https://api.rateapi.dev/credit-unions/alabama /mobile-educators " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Mobile Educators Credit Union locations Search, filter, and browse all 4 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/alabama/mobile-educators Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp