--- title: "Listerhill Credit Union Rates - Alabama" description: "Current mortgage, heloc, personal loan, and savings & cd rates from Listerhill Credit Union in Alabama. Updated daily with source verification. See who can join Listerhill Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/alabama/listerhill" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Listerhill Credit Union Rates - Alabama ### Mortgage rates 14 offers | Product | Published | Rate | Term / condition | Status | | **3/3 ARM** 3 3 arm | — APR | 6.240% | — | Standard | | **5/5 ARM** 5 5 arm | — APR | 6.500% | — | Standard | | **5/5 Adjustable Rate Mortgage - 100% of Purchase Price** 5 5 arm | — APR | 7.250% | — | Standard | | **Term (Months/Years): 10 year draw, 20 year payback** other | — APR | 4.000% | — | Standard | | **Home Loan** other | — APR | 6.000% | — | Standard | | **Short Term Fixed (1st Mortgage)** other | — APR | 6.000% | — | Standard | | **Term (Months/Years): 10 years** other | — APR | 6.000% | — | Standard | | **Term (Months/Years): 3 years (amortized over 30 years)** other | — APR | 6.240% | — | Standard | | **Term (Months/Years): 5 years (amortized over 30 years)** other | — APR | 6.500% | — | Standard | | **Short Term Fixed (2nd Mortgage)** other | — APR | 7.000% | — | Standard | | **Land Loan** other | — APR | 7.250% | — | Standard | | **Term (Months/Years): 20 years** other | — APR | 7.750% | — | Standard | | **Term (Months/Years): 12 months** other | — APR | 8.490% | — | Standard | | **Construction Loan** other | — APR | 8.490% | — | Standard | Listerhill Credit Union mortgage rates as of November 13, 2026 ### HELOC rates 5 offers | Product | Published | Rate | Term / condition | Status | | **HELOC (Variable)** heloc_variable | — APR | 4.000% | — | Standard | | **Term: 10 Year Draw, 20 Year Payback** heloc | — APR | 4.000% | — | Standard | | **Home Equity Loan (1st Mortgage)** heloc_fixed | — APR | 6.000% | — | Standard | | **10-Year Home Equity Loan** heloc | — APR | 6.000% | — | Standard | | **Home Equity Loan (2nd Mortgage)** heloc_fixed | — APR | 7.000% | — | Standard | Listerhill Credit Union heloc rates as of November 13, 2026 ### Personal loan rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 9.740% | — | Standard | | **Term (Months/Years): 48 months** personal_unsecured_48mo | — APR | 9.740% | 48 mo | Standard | | **Term (Months/Years): 60 months** personal_unsecured_60mo | — APR | 10.490% | 60 mo | Standard | | **Term (Months/Years): Call 256-383-9204 for more information** personal | — APR | 11.240% | — | Standard | | **Term (Months/Years): 72 months** personal_unsecured_72mo | — APR | 11.240% | 72 mo | Standard | | **Term (Months/Years): 84 months** personal_unsecured_84mo | — APR | 11.990% | 84 mo | Standard | Listerhill Credit Union personal loan rates as of November 13, 2026 ### Savings & CD rates 13 offers | Product | Published | Rate | Term / condition | Status | | **Standard Certificate** cd | — APY | 3.29% | — | Standard | | **$500** savings | — APY | 3.29% | — | Standard | | **Minimum Opening Deposit: $500** savings | — APY | 3.29% | — | Standard | | **Roth IRA Certificate** ira_cd | — APY | 3.29% | — | Standard | | **48-Month Certificate** cd_48mo | — APY | 3.29% | 48 mo | Standard | | **36-Month Certificate** cd_36mo | — APY | 3.29% | 36 mo | Standard | | **Jumbo Certificate** cd | — APY | 3.39% | — | Standard | | **24-Month Certificate** cd_24mo | — APY | 3.44% | 24 mo | Standard | | **18-Month Certificate** cd_18mo | — APY | 3.44% | 18 mo | Standard | | **15-Month Certificate** cd_15mo | — APY | 3.45% | 15 mo | Standard | | **6-Month Certificate** cd_6mo | — APY | 3.49% | 6 mo | Standard | | **60-Month Certificate** cd_60mo | — APY | 3.55% | 60 mo | Standard | | **12-Month Certificate** cd_12mo | — APY | 4.00% | 12 mo | Standard | Listerhill Credit Union savings & cd rates as of November 13, 2026 Listerhill Credit Union is a credit union in Alabama. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/alabama/listerhill) , verified from [Listerhill Credit Union's official website](https://listerhill.com/) Loading branch locator… ## About Listerhill Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 91.8K Assets $1.5B Founded 1952 Locations reported 18 NCUA charter 63057 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Bilingual services - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Tva Community Credit Union** Reservation Branch · Muscle Shoals · AL · 35661 Branch in the same ZIP](https://rateapi.dev/credit-unions/alabama/tva-community-credit-union) [**Valley** VALLEY CREDIT UNION · MUSCLE SHOALS · AL · 35661 Branch in the same ZIP](https://rateapi.dev/credit-unions/alabama/valley) [**Family Security** Muscle Shoals · Muscle Shoals · AL · 35661 About 4.9 miles away](https://rateapi.dev/credit-unions/alabama/family-security) [**Lauderdale County Teachers** Main Office · Florence · AL · 35630-1559 About 5.8 miles away](https://rateapi.dev/credit-unions/alabama/lauderdale-county-teachers) [**Alabama Central** Muscle Shoals · Muscle Shoals · AL · 35661-2303 About 6.0 miles away](https://rateapi.dev/credit-unions/alabama/alabama-central) [**Electrical Workers No 558** Main Office · Sheffield · AL · 35660-2517 About 6.3 miles away](https://rateapi.dev/credit-unions/alabama/electrical-workers-no-558) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Listerhill Credit Union Membership eligibility from Listerhill Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Listerhill Credit Union's website. Check the membership page below to confirm whether you qualify. - Location AL, GA, MS, FL, TN - Association Kicks for Kids Association Verified from [Listerhill Credit Union's membership page](https://listerhill.com/join) . Final membership determination is always made by the credit union. ## Membership rules for Listerhill Credit Union Geography 5 · Associations · Family 7 published paths to membership, last verified September 13, 2026, quoted from Listerhill Credit Union’s own published criteria. ### Geography 5 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified September 13, 2026 - AL - FL - GA - MS - TN “If you live in Alabama, Georgia, Mississippi, Florida, or Tennessee, you are eligible to become a member.” > [source ↗](https://listerhill.com/join) ### Associations 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified September 13, 2026 - Member of Kicks for Kids Association “If you don't already qualify through where you live, you can become eligible for membership at Listerhill anywhere in Alabama, Tennessee, Mississippi, Georgia or Florida by joining the Kicks for Kids Association .” > [source ↗](https://listerhill.com/join) - Member of Kicks for Kids Association ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified September 13, 2026 - Family of a member family “You can also qualify for membership by being a family member of a current or potential Listerhill member.” > [source ↗](https://listerhill.com/join) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Listerhill Credit Union? Yes No ## Work at Listerhill Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Listerhill Credit Union ranks against Alabama peers. - See which AI assistants fetched Listerhill Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Alabama - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=listerhill&state=alabama&code=AL&name=Listerhill%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Listerhill Credit Union offer? Listerhill Credit Union currently offers mortgage, HELOC, and personal loan rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Listerhill Credit Union rates updated? RateAPI verifies Listerhill Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Listerhill Credit Union's rate data? Rate data is collected directly from Listerhill Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Listerhill Credit Union? Listerhill Credit Union publishes its membership criteria on its own website. RateAPI tracks 7 published membership paths covering 5 geographic areas and 1 association for Listerhill Credit Union, each quoted from Listerhill Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Listerhill Credit Union's rates against national credit-union benchmarks. [More Alabama credit unions](https://rateapi.dev/credit-unions/alabama) [Alabama mortgage rate leaders](https://rateapi.dev/mortgage-rates/alabama) [Alabama HELOC rate leaders](https://rateapi.dev/heloc-rates/alabama) [Alabama personal loan leaders](https://rateapi.dev/personal-loan-rates/alabama) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://listerhill.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Listerhill Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Alabama credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Listerhill Credit Union curl "https://api.rateapi.dev/credit-unions/alabama /listerhill " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Listerhill Credit Union locations Search, filter, and browse all 18 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/alabama/listerhill Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp