Gulf Coast

mobile, Alabama
Last verified: July 10, 2026

As of July 10, 2026, Gulf Coast offers a money_market mortgage at 2% APR (2% rate, 0 points). Auto loans available from 4.5% APR. Personal loan rates from 10.99% APR.

Source: RateAPI.dev, verified from Gulf Coast's official website

Who Can Join Gulf Coast

Membership eligibility from Gulf Coast's own published criteria. How we verify this.

Membership criteria are published on Gulf Coast's website. Check the membership page below to confirm whether you qualify.

Verified from Gulf Coast's membership page. Final membership determination is always made by the credit union.

Mortgage Rates

Rates as of July 10, 2026

money_market
2.000% APR
Rate2.000%
Points0
[PROMOTIONAL] Money Market Account
cd_12mo
3.820% APR
Rate3.820%
Points0
[PROMOTIONAL] 12-month Certificate of Deposit
ira
3.820% APR
Rate3.820%
Points0
[PROMOTIONAL] Individual Retirement Account CD

Auto Loan Rates

Rates as of July 10, 2026

auto
4.500% APR
Rate4.500%
[PROMOTIONAL] Vehicle Loan
auto_new
4.500% APR
Rate4.500%
[PROMOTIONAL] New Auto
auto_used
4.750% APR
Rate4.750%
[PROMOTIONAL] Preowned Auto
auto_new
7.240% APR
Rate7.240%
[PROMOTIONAL] New Boat
auto
7.240% APR
Rate7.240%
[PROMOTIONAL] RV / Camper
auto
7.490% APR
Rate7.490%
[PROMOTIONAL] Motorcycle / ATV / SxS
auto_used
8.240% APR
Rate8.240%
[PROMOTIONAL] Preowned Boat
credit_card_rewards
12.490% APR
Rate12.490%
[PROMOTIONAL] Visa Platinum Rewards Credit Card

Personal Loan Rates

Rates as of July 10, 2026

personal_unsecured
10.990% APR
Rate10.990%
[PROMOTIONAL] Signature / Unsecured

Frequently Asked Questions

What rates does Gulf Coast offer?

Gulf Coast currently offers mortgage, auto loan, and personal loan rates. The rates shown on this page were last verified July 10, 2026 directly from the credit union's official website.

How often are Gulf Coast rates updated?

RateAPI verifies Gulf Coast's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 10, 2026.

Where does RateAPI get Gulf Coast's rate data?

Rate data is collected directly from Gulf Coast's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Gulf Coast's mortgage rate?

As of July 10, 2026, Gulf Coast offers a money_market mortgage at 2% APR.

What is Gulf Coast's auto loan rate?

As of July 10, 2026, Gulf Coast offers auto loans from 4.5% APR.

Related Rate Data

Compare Gulf Coast's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Gulf Coast
curl "https://api.rateapi.dev/credit-unions/alabama/gulf-coast" \
  -H "Authorization: Bearer YOUR_API_KEY"