--- title: "Gulf Coast Credit Union Rates - Alabama" description: "Current vehicle loan, personal loan, credit card, and savings & cd rates from Gulf Coast Credit Union in Alabama. Updated daily with source verification. See who can join Gulf Coast Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/alabama/gulf-coast" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Gulf Coast Credit Union Rates - Alabama ### Auto & vehicle rates 6 offers | Product | Published | Rate | Term / condition | Status | | **New Auto Current year + 2 previous years** auto_new_36mo | — APR | 4.500% | 36 mo · new | Context only | | **Preowned Auto More than 3 years old** auto_used_36mo | — APR | 4.750% | 36 mo · used | Context only | | **60-Month New Boat Loan** boat_new_60mo | — APR | 7.240% | 60 mo · new | Standard | | **RV / Camper** rv_any_60mo | — APR | 7.240% | 60 mo | Standard | | **Motorcycle / ATV / SxS** motorcycle_any_36mo | — APR | 7.490% | 36 mo | Standard | | **Preowned Boat** boat_used_60mo | — APR | 8.240% | 60 mo · used | Standard | Gulf Coast Credit Union auto & vehicle rates as of November 13, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Signature / Unsecured** personal_unsecured_18mo | — APR | 10.990% | 18 mo | Standard | Gulf Coast Credit Union personal loan rates as of November 13, 2026 ### Credit card rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Visa Platinum Rewards Credit Card** credit_card_rewards | — APR | 12.490% | — | Standard | Gulf Coast Credit Union credit card rates as of November 13, 2026 ### Savings & CD rates 6 offers | Product | Published | Rate | Term / condition | Status | | **Checking** checking | — APY | 0.05% | — | Specialty offer | | **Christmas Club Account** savings | — APY | 0.15% | — | Specialty offer | | **Individual Retirement Account** ira | — APY | 0.15% | — | Standard | | **Money Market** money_market | — APY | 2.00% | — | Standard | | **Individual Retirement Account CD** ira | — APY | 3.82% | — | Standard | | **12-Month Certificate** cd_12mo | — APY | 3.82% | 12 mo | Standard | Gulf Coast Credit Union savings & cd rates as of November 13, 2026 Gulf Coast Credit Union is a credit union in Alabama. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/alabama/gulf-coast) , verified from [Gulf Coast Credit Union's official website](https://www.gulfcoastfcu.org/) Loading branch locator… ## About Gulf Coast Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 4.8K Assets $44.1M Founded 1951 Locations reported 3 NCUA charter 7520 Charter type Federal credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Student scholarships - Payday Alternative Loans II Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Azalea City** AZALEA CITY CREDIT UNION · MOBILE · AL · 36604 About 0.8 miles away](https://rateapi.dev/credit-unions/alabama/azalea-city) [**Texhillco School Employees** Vital Records Storage · Mobile · AL · 36604 About 0.8 miles away](https://rateapi.dev/credit-unions/texas/texhillco-school-employees) [**Alabama** Shoreline Branch · Mobile · AL · 36604-2711 About 0.9 miles away](https://rateapi.dev/credit-unions/alabama/alabama) [**The Infirmary** Mobile Infirmary Boulevard · Mobile · AL · 36607 About 0.9 miles away](https://rateapi.dev/credit-unions/alabama/the-infirmary) [**Navigator** Midtown · Mobile · AL · 36606-1634 About 1.1 miles away](https://rateapi.dev/credit-unions/mississippi/navigator) [**University of South Alabama** USA Children's & Women's Hospital · Mobile · AL · 36604 About 1.1 miles away](https://rateapi.dev/credit-unions/alabama/university-of-south-alabama) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Gulf Coast Credit Union Membership eligibility from Gulf Coast Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Gulf Coast Credit Union's website. Check the membership page below to confirm whether you qualify. - Location mobile — AL Verified from [Gulf Coast Credit Union's membership page](https://www.gulfcoastfcu.org/about-gcfcu/) . Final membership determination is always made by the credit union. ## Membership rules for Gulf Coast Credit Union Geography 1 county 6 published paths to membership, last verified August 27, 2026, quoted from Gulf Coast Credit Union’s own published criteria. ### Geography 1 Auto-verified against the source page from the credit union’s published criteria and NCUA charter records · last verified August 27, 2026 - Mobile County, AL “NCUA call report 2026-03-31: TOM_CODE=00 (community charter); branch footprint: Mobile County, AL” > [source ↗](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Gulf Coast Credit Union? Yes No ## Work at Gulf Coast Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Gulf Coast Credit Union ranks against Alabama peers. - See which AI assistants fetched Gulf Coast Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Alabama - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=gulf-coast&state=alabama&code=AL&name=Gulf%20Coast%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Gulf Coast Credit Union offer? Gulf Coast Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Gulf Coast Credit Union rates updated? RateAPI verifies Gulf Coast Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Gulf Coast Credit Union's rate data? Rate data is collected directly from Gulf Coast Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Gulf Coast Credit Union? Gulf Coast Credit Union publishes its membership criteria on its own website. RateAPI tracks 6 published membership paths covering 1 county for Gulf Coast Credit Union, each quoted from Gulf Coast Credit Union's own published membership criteria. ## Related Rate Data Compare Gulf Coast Credit Union's rates against national credit-union benchmarks. [More Alabama credit unions](https://rateapi.dev/credit-unions/alabama) [Alabama auto loan rate leaders](https://rateapi.dev/auto-loan-rates/alabama) [Alabama personal loan leaders](https://rateapi.dev/personal-loan-rates/alabama) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.gulfcoastfcu.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Gulf Coast Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Alabama credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Gulf Coast Credit Union curl "https://api.rateapi.dev/credit-unions/alabama /gulf-coast " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Gulf Coast Credit Union locations Search, filter, and browse all 3 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/alabama/gulf-coast Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp