--- title: "Five Star Credit Union Rates (Nov 2026): CDs to 4.05%" description: "Five Star Credit Union rates today: savings & CDs up to 4.05% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Five Star Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/alabama/five-star" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Five Star Credit Union Rates (Nov 2026): CDs to 4.05% ### Savings & CD rates 14 offers | Product | Published | Rate | Term / condition | Status | | **Savings** savings | — APY | 0.05% | — | Standard | | **Checking** checking | — APY | 0.05% | — | Specialty offer | | **$25,000 - $99,999.99** savings | — APY | 0.25% | — | Standard | | **Club Accounts (Vacation, Christmas; etc.)** savings | — APY | 0.35% | — | Specialty offer | | **IRA Savings (Non-Certificate)** ira_cd | — APY | 0.50% | — | Standard | | **$100,000 - $249,999.99** savings | — APY | 0.50% | — | Standard | | **$250,000 Or Greater** savings | — APY | 0.75% | — | Standard | | **Youth Savings** savings | — APY | 0.85% | — | Eligibility restricted | | **60-Month Certificate** cd_60mo | 3.70% APY | 3.64% | 60 mo | Standard | | **48-Month Certificate** cd_48mo | 3.75% APY | 3.69% | 48 mo | Standard | | **36-Month Certificate** cd_36mo | 3.80% APY | 3.74% | 36 mo | Standard | | **24-Month Certificate** cd_24mo | 3.85% APY | 3.78% | 24 mo | Standard | | **6-Month Certificate** cd_6mo | 3.90% APY | 3.83% | 6 mo | Standard | | **12-Month Certificate** cd_12mo | 4.05% APY | 3.98% | 12 mo | Standard | Five Star Credit Union savings & cd rates as of November 12, 2026 Savings and certificate yields up to 4.05% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/alabama/five-star) , verified from [Five Star Credit Union's official website](https://www.fivestarcu.com/) Loading branch locator… ## About Five Star Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 66.9K Assets $1.3B Founded 1964 Locations reported 26 NCUA charter 68302 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - First-time homebuyer program - Credit-builder products Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**All in** Dothan High · Dothan · AL · 36303-2381 About 0.7 miles away](https://rateapi.dev/credit-unions/alabama/all-in) [**Southern Energy** Dothan · Dothan · AL · 36303-3200 About 2.2 miles away](https://rateapi.dev/credit-unions/alabama/southern-energy) [**Avadian** Dothan · Dothan · AL · 36301 About 3.2 miles away](https://rateapi.dev/credit-unions/alabama/avadian) [**Tyndall** Dothan Westway · Dothan · AL · 36305-1088 About 4.7 miles away](https://rateapi.dev/credit-unions/florida/tyndall) [**Alabama One** Dothan Branch · Dothan · AL · 36305-6822 About 6.8 miles away](https://rateapi.dev/credit-unions/alabama/alabama-one) [**MTC** US4 · Midland City · AL · 36350 About 8.6 miles away](https://rateapi.dev/credit-unions/south-carolina/mtc) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Five Star Credit Union Membership eligibility from Five Star Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Five Star Credit Union's website. Check the membership page below to confirm whether you qualify. - Location barbour, coffee, dale, geneva, henry, houston, pike, russell, ben hill, bibb, brantley, calhoun, camden, charlton, chattahoochee, crisp, decatur, dodge, dooly, dougherty, early, glynn, grady, harris, irwin, lee, macon, mcintosh, miller, mitchell, monroe, muscogee, pierce, seminole, stewart, sumter, talbot, taylor, telfair, terrell, tift, turner, ware, wayne, webster, wilcox, worth, quitman — AL, GA Verified from [Five Star Credit Union's membership page](https://www.fivestarcu.com/connect/about-five-star) . Final membership determination is always made by the credit union. ## Membership rules for Five Star Credit Union Geography 49 counties 147 published paths to membership, last verified August 27, 2026, quoted from Five Star Credit Union’s own published criteria. ### Geography 49 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Barbour County, AL - Ben Hill County, GA - Bibb County, GA - Brantley County, GA - Calhoun County, GA - Camden County, GA - Charlton County, GA - Chattahoochee County, GA - Coffee County, AL - Crisp County, GA - Dale County, AL - Decatur County, GA - Dodge County, GA - Dooly County, GA - Dougherty County, GA - Early County, GA - Geneva County, AL - Glynn County, GA - Grady County, GA - Harris County, GA - Henry County, AL - Houston County, AL - Houston County, GA - Irwin County, GA - Lee County, GA - Macon County, GA - Mcintosh County, GA - Miller County, GA - Mitchell County, GA - Monroe County, GA - Muscogee County, GA - Pierce County, GA - Pike County, AL - Quitman County, GA - Russell County, AL - Seminole County, GA - Stewart County, GA - Sumter County, GA - Talbot County, GA - Taylor County, GA - Telfair County, GA - Terrell County, GA - Tift County, GA - Turner County, GA - Ware County, GA - Wayne County, GA - Webster County, GA - Wilcox County, GA - Worth County, GA “If you live, work, or worship in the following Alabama counties, you can join: Barbour, Coffee, Dale, Geneva, Henry, Houston, Pike, and Russell.” > [source ↗](https://www.fivestarcu.com/connect/about-five-star) Show all 49 places Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Five Star Credit Union? Yes No ## Work at Five Star Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Five Star Credit Union ranks against Alabama peers. - See which AI assistants fetched Five Star Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Alabama - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=five-star&state=alabama&code=AL&name=Five%20Star%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Five Star Credit Union offer? Five Star Credit Union is a credit union in Alabama. Rate data is currently being verified. ### How often are Five Star Credit Union rates updated? RateAPI verifies Five Star Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Five Star Credit Union's rate data? Rate data is collected directly from Five Star Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Five Star Credit Union's best CD rate? As of November 12, 2026, Five Star Credit Union offers savings and certificate (CD) yields up to 4.05% APY. ### Who can join Five Star Credit Union? Five Star Credit Union publishes its membership criteria on its own website. RateAPI tracks 147 published membership paths covering 49 counties for Five Star Credit Union, each quoted from Five Star Credit Union's own published membership criteria. ## Related Rate Data Compare Five Star Credit Union's rates against national credit-union benchmarks. [More Alabama credit unions](https://rateapi.dev/credit-unions/alabama) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.fivestarcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Five Star Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Alabama credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Five Star Credit Union curl "https://api.rateapi.dev/credit-unions/alabama /five-star " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Five Star Credit Union locations Search, filter, and browse all 26 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/alabama/five-star Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp