--- title: "Fedmont Credit Union Rates - Alabama" description: "Current vehicle loan, and personal loan rates from Fedmont Credit Union in Alabama. Updated daily with source verification. See who can join Fedmont Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/alabama/fedmont" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Fedmont Credit Union Rates - Alabama ### Auto & vehicle rates 4 offers | Product | Published | Rate | Term / condition | Status | | **New Car and Truck Loan** auto_new_36mo | — APR | 3.250% | 36 mo · new | Standard | | **Used Cars and Trucks Loan** auto_used_36mo | — APR | 3.500% | 36 mo · used | Standard | | **New Motorcycles,Boat/Motor, & Trailers** motorcycle_new_36mo | — APR | 4.000% | 36 mo · new | Standard | | **New Recreation Vehicles** auto_new_48mo | — APR | 4.500% | 48 mo · new | Standard | Fedmont Credit Union auto & vehicle rates as of November 12, 2026 ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **Unsecured Personal Loan** personal_unsecured | — APR | 8.000% | — | Standard | Fedmont Credit Union personal loan rates as of November 12, 2026 Fedmont Credit Union is a credit union in Alabama. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/alabama/fedmont) , verified from [Fedmont Credit Union's official website](https://fedmontfcu.com/) Loading branch locator… ## About Fedmont Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 1.2K Assets $12.9M Founded 1960 Locations reported 1 NCUA charter 14026 Charter type Federal credit union ### Services and member support - Electronic statements - Mobile check deposit - Financial counseling Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Guardian** Eastdale · Montgomery · AL · 36117 Branch in the same ZIP](https://rateapi.dev/credit-unions/alabama/guardian) [**Alabama One** Montgomery-ARECU · Montgomery · AL · 36117-6031 About 0.8 miles away](https://rateapi.dev/credit-unions/alabama/alabama-one) [**Auburn University** Eastchase · Montgomery · AL · 36117 About 1.2 miles away](https://rateapi.dev/credit-unions/alabama/auburn-university) [**Alabama State Employees** Eastchase · Montgomery · AL · 36117 About 1.3 miles away](https://rateapi.dev/credit-unions/alabama/alabama-state-employees) [**Max** Chantilly · Montgomery · AL · 36117 About 2.0 miles away](https://rateapi.dev/credit-unions/alabama/max) [**Navy Federal Credit Union** Montgomery AL · Montgomery · AL · 36116 About 3.5 miles away](https://rateapi.dev/credit-unions/virginia/navy-federal-credit-union) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Fedmont Credit Union Membership eligibility from Fedmont Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Fedmont Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Federal Civil Service, U.S. Postal Service Verified from [Fedmont Credit Union's membership page](https://fedmontfcu.com/about/) . Final membership determination is always made by the credit union. ## Membership rules for Fedmont Credit Union Employers 3 · Military 2 · Family 6 published paths to membership, last verified August 21, 2026, quoted from Fedmont Credit Union’s own published criteria. ### Employers 3 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Federal Civil Service “Our membership remains restricted to active and retired Federal Civil Service employees in the Montgomery area (or supervised from Montgomery)” > [source ↗](https://fedmontfcu.com/about/) - Employee of Federal Civil Service - Retired employee of Federal Civil Service “Our membership remains restricted to active and retired Federal Civil Service employees in the Montgomery area (or supervised from Montgomery)” > [source ↗](https://fedmontfcu.com/about/) - Retiree of Federal Civil Service - Employee of United States Postal Service “workers employed by the U.S. Postal Service in our area.” > [source ↗](https://fedmontfcu.com/about/) - Employee of United States Postal Service ### Military 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Military affiliation “was recently expanded by the NCUA to include active or retired military” > [source ↗](https://fedmontfcu.com/about/) - Military: active duty - Military affiliation “was recently expanded by the NCUA to include active or retired military” > [source ↗](https://fedmontfcu.com/about/) - Military: veterans ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member “Fedmont has continued to serve those eligible members and their immediate family members” > [source ↗](https://fedmontfcu.com/about/) - Family member of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Fedmont Credit Union? Yes No ## Work at Fedmont Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Fedmont Credit Union ranks against Alabama peers. - See which AI assistants fetched Fedmont Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Alabama - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=fedmont&state=alabama&code=AL&name=Fedmont%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Fedmont Credit Union offer? Fedmont Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website. ### How often are Fedmont Credit Union rates updated? RateAPI verifies Fedmont Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026. ### Where does RateAPI get Fedmont Credit Union's rate data? Rate data is collected directly from Fedmont Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Fedmont Credit Union? Fedmont Credit Union publishes its membership criteria on its own website. RateAPI tracks 6 published membership paths covering 3 employers and 2 military for Fedmont Credit Union, each quoted from Fedmont Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Fedmont Credit Union's rates against national credit-union benchmarks. [More Alabama credit unions](https://rateapi.dev/credit-unions/alabama) [Alabama auto loan rate leaders](https://rateapi.dev/auto-loan-rates/alabama) [Alabama personal loan leaders](https://rateapi.dev/personal-loan-rates/alabama) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://fedmontfcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Fedmont Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Alabama credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Fedmont Credit Union curl "https://api.rateapi.dev/credit-unions/alabama /fedmont " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Fedmont Credit Union locations Search, filter, and browse all 1 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/alabama/fedmont Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp