---
title: "Family Security Credit Union: #1 Mortgage in Alabama"
description: "Family Security Credit Union has the lowest tracked 30-year fixed mortgage rate in Alabama (6.48% APR) among 6 credit unions we verify. Family Security Credit Union rates today: 30 year fixed mortgage 6.88% APR, savings &amp; CDs up to 3.87% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Family Security Credit Union — verified membership eligibility with the requirements and cost to join."
canonical: "https://rateapi.dev/credit-unions/alabama/family-security"
last-updated: "2026-11-13"
source: "https://rateapi.dev/llms.txt"
---

# Family Security Credit Union: #1 Mortgage in Alabama

### Mortgage rates

17 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **30-Year Fixed** 30 year fixed |  — APR |  6.750% |  — |  Standard |
| **30-Year Fixed** 30 year fixed |  6.885% APR |  6.750% |  — |  Standard |
| **Home (First Time Home Buyer 30 Year Conventional Fixed Rate*******)** 30 year fixed |  — APR |  7.250% |  — |  Standard |
| **First Time Home Buyer 30 Year Conventional Fixed Rate********* 30 year fixed |  7.389% APR |  7.250% |  — |  Standard |
| **15-Year Fixed** 15 year fixed |  — APR |  5.690% |  — |  Standard |
| **15-Year Fixed** 15 year fixed |  5.800% APR |  5.690% |  — |  Standard |
| **Home (First Time Home Buyer 15 Year Conventional Fixed Rate********)** 15 year fixed |  — APR |  6.500% |  — |  Standard |
| **First Time Home Buyer 15 Year Conventional Fixed Rate********** 15 year fixed |  6.718% APR |  6.500% |  — |  Standard |
| **Home (30 Year 5/1 Conventional Adjustable Rate******)** 5 1 arm |  — APR |  4.990% |  — |  Standard |
| **10-Year Fixed** 10 year fixed |  — APR |  5.750% |  — |  Standard |
| **10-Year Fixed** 10 year fixed |  6.052% APR |  5.750% |  — |  Standard |
| **20-Year Fixed** 20 year fixed |  — APR |  6.250% |  — |  Standard |
| **20-Year Fixed** 20 year fixed |  6.423% APR |  6.250% |  — |  Standard |
| **30 Year 5/1 Conventional Adjustable Rate******** 5 1 arm |  6.480% APR |  4.990% |  — |  Standard |
| **7 Year Conventional Fixed Rate******* other |  — APR |  5.240% |  — |  Standard |
| **Home (7 Year Conventional Fixed Rate*****)** other |  — APR |  5.240% |  — |  Standard |
| **Home Loan** other |  — APR |  5.340% |  — |  Standard |
Family Security Credit Union mortgage rates as of November 12, 2026

### Auto & vehicle rates

7 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Automobiles, Boats, Travel Trailers, Farm Equipment (60 Months)** boat_any_60mo |  — APR |  5.340% |  60 mo |  Standard |
| **6-Month Auto Loan** auto_any_6mo |  — APR |  5.340% |  6 mo |  Standard |
| **Automobiles, Boats, Travel Trailers, Farm Equipment (36 Months or less)** boat_any_36mo |  — APR |  5.340% |  36 mo |  Standard |
| **Automobiles, Boats, Travel Trailers, Farm Equipment (48 Months)** boat_any_48mo |  — APR |  5.340% |  48 mo |  Standard |
| **Automobiles, Boats, Travel Trailers, Farm Equipment (72 Months)** boat_any_72mo |  — APR |  5.600% |  72 mo |  Standard |
| **36 Months or less** auto_any_36mo |  — APR |  6.340% |  36 mo |  Standard |
| **Automobiles, Boats, Travel Trailers, Farm Equipment (84 Months)** boat_any_84mo |  — APR |  6.340% |  84 mo |  Standard |
Family Security Credit Union auto & vehicle rates as of November 12, 2026

### Personal loan rates

1 offer

| Product |  Published |  Rate |  Term / condition |  Status |
| **36 Months or less** personal_unsecured_36mo |  — APR |  10.990% |  36 mo |  Context only |
Family Security Credit Union personal loan rates as of November 12, 2026

### Credit card rates

5 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Student Credit Card** credit_card_student |  — APR |  12.650% |  — |  Standard |
| **VISA (VISA Platinum Business)** credit_card_business |  — APR |  12.650% |  — |  Standard |
| **Platinum Credit Card** credit_card_platinum |  — APR |  12.650% |  — |  Standard |
| **VISA (VISA Platinum Plus)** credit_card_platinum |  — APR |  14.650% |  — |  Standard |
| **VISA (VISA Signature ($5000.00 Minimum))** credit_card_platinum |  — APR |  16.650% |  — |  Standard |
Family Security Credit Union credit card rates as of November 12, 2026

### Savings & CD rates

95 offers

| Product |  Published |  Rate |  Term / condition |  Status |
| **Certificate** share_certificate |  — APY |  0.45% |  — |  Standard |
| **Share and Club Rates ($25.00 or more)** savings |  — APY |  0.45% |  — |  Standard |
| **Daily Action Rates ($5,000.00 - $49,999.99)** savings |  — APY |  1.60% |  — |  Standard |
| **Daily Action Rates ($2000.00 - $ 4,999.99)** savings |  — APY |  1.60% |  — |  Standard |
| **Daily Action Rates ($50,000.00 - $99,999.99)** savings |  — APY |  1.90% |  — |  Standard |
| **Daily Action Rates ($100,000.00 or more)** savings |  — APY |  2.20% |  — |  Standard |
| **$25.00 Or More** savings |  — APY |  2.20% |  — |  Standard |
| **IRA ($25+)** ira |  — APY |  2.20% |  — |  Standard |
| **36-Month Certificate ($1,000+)** cd_36mo |  — APY |  3.15% |  36 mo |  Standard |
| **Coverdell Education Savings Account Rates (3 Year Certificate)** cd_36mo |  — APY |  3.15% |  36 mo |  Standard |
| **Traditional IRA Rates (3 YR Traditional IRA Certificate)** ira_cd_36mo |  — APY |  3.15% |  36 mo |  Standard |
| **3 YR Roth Jumbo Certificate** cd_36mo |  — APY |  3.20% |  36 mo |  Standard |
| **36-Month Certificate ($1,000+)** cd_36mo |  3.20% APY |  3.15% |  36 mo |  Standard |
| **Certificate Rates (3 Year Jumbo Certificate ($50,000 minimum))** cd_36mo |  — APY |  3.20% |  36 mo |  Standard |
| **3 YR Roth Certificate** cd_36mo |  3.20% APY |  3.15% |  36 mo |  Standard |
| **Coverdell Education Savings Account Rates (4 Year Certificate)** cd_48mo |  — APY |  3.20% |  48 mo |  Standard |
| **Traditional IRA Rates (4 YR Traditional IRA Certificate)** ira_cd_48mo |  — APY |  3.20% |  48 mo |  Standard |
| **Traditional IRA Rates (3 YR Traditional Jumbo IRA Certificate)** ira_cd_36mo |  — APY |  3.20% |  36 mo |  Standard |
| **3 YR Traditional IRA Certificate** ira_cd_36mo |  3.20% APY |  3.15% |  36 mo |  Standard |
| **48-Month Certificate ($1,000+)** cd_48mo |  — APY |  3.20% |  48 mo |  Standard |
| **Traditional IRA Rates (5 YR Traditional IRA Certificate)** ira_cd_60mo |  — APY |  3.25% |  60 mo |  Standard |
| **Traditional IRA Rates (3 YR Traditional Super Jumbo IRA Certificate)** ira_cd_36mo |  — APY |  3.25% |  36 mo |  Standard |
| **3 YR Traditional Jumbo IRA Certificate** ira_cd_36mo |  3.25% APY |  3.20% |  36 mo |  Standard |
| **3 YR Roth Super Jumbo Certificate** cd_36mo |  — APY |  3.25% |  36 mo |  Standard |
| **Certificate Rates (3 Year Super Jumbo Certificate ($100,000 minimum))** cd_36mo |  — APY |  3.25% |  36 mo |  Standard |
| **4 YR Roth Certificate** cd_48mo |  3.25% APY |  3.20% |  48 mo |  Standard |
| **4 YR Roth Jumbo Certificate** cd_48mo |  — APY |  3.25% |  48 mo |  Standard |
| **48-Month Certificate ($1,000+)** cd_48mo |  3.25% APY |  3.20% |  48 mo |  Standard |
| **60-Month Certificate ($1,000+)** cd_60mo |  — APY |  3.25% |  60 mo |  Standard |
| **3 Year Jumbo Certificate ($50,000 minimum)** cd_36mo |  3.25% APY |  3.20% |  36 mo |  Standard |
| **Certificate Rates (4 Year Jumbo Certificate ($50,000 minimum))** cd_48mo |  — APY |  3.25% |  48 mo |  Standard |
| **Traditional IRA Rates (4 YR Traditional Jumbo IRA Certificate)** ira_cd_48mo |  — APY |  3.25% |  48 mo |  Standard |
| **4 YR Traditional IRA Certificate** ira_cd_48mo |  3.25% APY |  3.20% |  48 mo |  Standard |
| **Coverdell Education Savings Account Rates (5 Year Certificate)** cd_60mo |  — APY |  3.25% |  60 mo |  Standard |
| **4 YR Roth Super Jumbo Certificate** cd_48mo |  — APY |  3.30% |  48 mo |  Standard |
| **Traditional IRA Rates (5 YR Traditional Jumbo IRA Certificate)** ira_cd_60mo |  — APY |  3.30% |  60 mo |  Standard |
| **5 YR Traditional IRA Certificate** ira_cd_60mo |  3.30% APY |  3.25% |  60 mo |  Standard |
| **Traditional IRA Rates (4 YR Traditional Super Jumbo IRA Certificate)** ira_cd_48mo |  — APY |  3.30% |  48 mo |  Standard |
| **4 YR Traditional Jumbo IRA Certificate** ira_cd_48mo |  3.30% APY |  3.25% |  48 mo |  Standard |
| **3 YR Traditional Super Jumbo IRA Certificate** ira_cd_36mo |  3.30% APY |  3.25% |  36 mo |  Standard |
| **5 YR Roth Jumbo Certificate** cd_60mo |  — APY |  3.30% |  60 mo |  Standard |
| **5 YR Roth Certificate** cd_60mo |  3.30% APY |  3.25% |  60 mo |  Standard |
| **Certificate Rates (5 Year Jumbo Certificate ($50,000 minimum))** cd_60mo |  — APY |  3.30% |  60 mo |  Standard |
| **60-Month Certificate ($1,000+)** cd_60mo |  3.30% APY |  3.25% |  60 mo |  Standard |
| **3 Year Super Jumbo Certificate ($100,000 minimum)** cd_36mo |  3.30% APY |  3.25% |  36 mo |  Standard |
| **Certificate Rates (4 Year Super Jumbo Certificate ($100,000 minimum))** cd_48mo |  — APY |  3.30% |  48 mo |  Standard |
| **4 Year Jumbo Certificate ($50,000 minimum)** cd_48mo |  3.30% APY |  3.25% |  48 mo |  Standard |
| **4 Year Super Jumbo Certificate ($100,000 minimum)** cd_48mo |  3.35% APY |  3.30% |  48 mo |  Standard |
| **5 Year Jumbo Certificate ($50,000 minimum)** cd_60mo |  3.35% APY |  3.30% |  60 mo |  Standard |
| **5 YR Roth Super Jumbo Certificate** cd_60mo |  — APY |  3.35% |  60 mo |  Standard |
| **4 YR Traditional Super Jumbo IRA Certificate** ira_cd_48mo |  3.35% APY |  3.30% |  48 mo |  Standard |
| **Certificate Rates (5 Year Super Jumbo Certificate ($100,000 minimum))** cd_60mo |  — APY |  3.35% |  60 mo |  Standard |
| **5 YR Traditional Jumbo IRA Certificate** ira_cd_60mo |  3.35% APY |  3.30% |  60 mo |  Standard |
| **Traditional IRA Rates (5 YR Traditional Super Jumbo IRA Certificate)** ira_cd_60mo |  — APY |  3.35% |  60 mo |  Standard |
| **5 Year Super Jumbo Certificate ($100,000 minimum)** cd_60mo |  3.40% APY |  3.35% |  60 mo |  Standard |
| **5 YR Traditional Super Jumbo IRA Certificate** ira_cd_60mo |  3.40% APY |  3.35% |  60 mo |  Standard |
| **6-Month Certificate** share_certificate_6mo |  — APY |  3.50% |  6 mo |  Standard |
| **6-Month Certificate ($1,000+)** cd_6mo |  — APY |  3.50% |  6 mo |  Standard |
| **Traditional IRA Rates (2 YR Traditional IRA Certificate)** ira_cd_24mo |  — APY |  3.55% |  24 mo |  Standard |
| **Coverdell Education Savings Account Rates (2 Year Certificate)** cd_24mo |  — APY |  3.55% |  24 mo |  Standard |
| **24-Month Certificate ($1,000+)** cd_24mo |  — APY |  3.55% |  24 mo |  Standard |
| **Certificate Rates (6 Month Jumbo Certificate ($50,000 minimum))** cd_6mo |  — APY |  3.55% |  6 mo |  Standard |
| **6-Month Certificate ($1,000+)** cd_6mo |  3.56% APY |  3.50% |  6 mo |  Standard |
| **Traditional IRA Rates (2 YR Traditional Jumbo IRA Certificate)** ira_cd_24mo |  — APY |  3.60% |  24 mo |  Standard |
| **2 YR Roth Jumbo Certificate** cd_24mo |  — APY |  3.60% |  24 mo |  Standard |
| **Certificate Rates (2 Year Jumbo Certificate ($50,000 minimum))** cd_24mo |  — APY |  3.60% |  24 mo |  Standard |
| **Certificate Rates (6 Month Super Jumbo Certificate ($100,000 minimum))** cd_6mo |  — APY |  3.60% |  6 mo |  Standard |
| **2 YR Traditional IRA Certificate** ira_cd_24mo |  3.61% APY |  3.55% |  24 mo |  Standard |
| **2 YR Roth Certificate** cd_24mo |  3.61% APY |  3.55% |  24 mo |  Standard |
| **24-Month Certificate ($1,000+)** cd_24mo |  3.61% APY |  3.55% |  24 mo |  Standard |
| **6 Month Jumbo Certificate ($50,000 minimum)** cd_6mo |  3.61% APY |  3.55% |  6 mo |  Standard |
| **2 YR Roth Super Jumbo Certificate** cd_24mo |  — APY |  3.65% |  24 mo |  Standard |
| **Traditional IRA Rates (2 YR Traditional Super Jumbo IRA Certificate)** ira_cd_24mo |  — APY |  3.65% |  24 mo |  Standard |
| **Certificate Rates (2 Year Super Jumbo Certificate ($100,000 minimum))** cd_24mo |  — APY |  3.65% |  24 mo |  Standard |
| **2 Year Jumbo Certificate ($50,000 minimum)** cd_24mo |  3.66% APY |  3.60% |  24 mo |  Standard |
| **6 Month Super Jumbo Certificate ($100,000 minimum)** cd_6mo |  3.66% APY |  3.60% |  6 mo |  Standard |
| **2 YR Traditional Jumbo IRA Certificate** ira_cd_24mo |  3.66% APY |  3.60% |  24 mo |  Standard |
| **Traditional IRA Rates (1 YR Traditional IRA Certificate)** ira_cd_12mo |  — APY |  3.70% |  12 mo |  Standard |
| **Coverdell Education Savings Account Rates (1 Year Certificate)** cd_12mo |  — APY |  3.70% |  12 mo |  Standard |
| **12-Month Certificate ($1,000+)** cd_12mo |  — APY |  3.70% |  12 mo |  Standard |
| **2 YR Traditional Super Jumbo IRA Certificate** ira_cd_24mo |  3.71% APY |  3.65% |  24 mo |  Standard |
| **2 Year Super Jumbo Certificate ($100,000 minimum)** cd_24mo |  3.71% APY |  3.65% |  24 mo |  Standard |
| **Traditional IRA Rates (1 YR Traditional Jumbo IRA Certificate)** ira_cd_12mo |  — APY |  3.75% |  12 mo |  Standard |
| **1 YR Roth Jumbo Certificate** cd_12mo |  — APY |  3.75% |  12 mo |  Standard |
| **Certificate Rates (1 Year Jumbo Certificate ($50,000 minimum))** cd_12mo |  — APY |  3.75% |  12 mo |  Standard |
| **1 YR Roth Certificate** cd_12mo |  3.76% APY |  3.70% |  12 mo |  Standard |
| **1 YR Traditional IRA Certificate** ira_cd_12mo |  3.76% APY |  3.70% |  12 mo |  Standard |
| **12-Month Certificate ($1,000+)** cd_12mo |  3.76% APY |  3.70% |  12 mo |  Standard |
| **Traditional IRA Rates (1 YR Traditional Super Jumbo IRA Certificate)** ira_cd_12mo |  — APY |  3.80% |  12 mo |  Standard |
| **Certificate Rates (1 Year Super Jumbo Certificate ($100,000 minimum))** cd_12mo |  — APY |  3.80% |  12 mo |  Standard |
| **1 YR Roth Super Jumbo Certificate** cd_12mo |  — APY |  3.80% |  12 mo |  Standard |
| **1 YR Traditional Jumbo IRA Certificate** ira_cd_12mo |  3.82% APY |  3.75% |  12 mo |  Standard |
| **1 Year Jumbo Certificate ($50,000 minimum)** cd_12mo |  3.82% APY |  3.75% |  12 mo |  Standard |
| **1 YR Traditional Super Jumbo IRA Certificate** ira_cd_12mo |  3.87% APY |  3.80% |  12 mo |  Standard |
| **1 Year Super Jumbo Certificate ($100,000 minimum)** cd_12mo |  3.87% APY |  3.80% |  12 mo |  Standard |
Family Security Credit Union savings & cd rates as of November 12, 2026

As of November 12, 2026, Family Security Credit Union offers a 30-year fixed mortgage at 6.885% APR. Savings and certificate yields up to 3.87% APY.

> Source: [RateAPI.dev](https://rateapi.dev/credit-unions/alabama/family-security) , verified from [Family Security Credit Union's official website](https://www.myfscu.com/)

Best product position **#1 of 6** 30-year fixed mortgage

Gap to state best **0 bp** State market leader

Vs. state median **40 bp better than median** 30-year fixed mortgage

Products ranked **2** across tracked Alabama markets

| Product |  Published APR |  Position |  Vs. state best |  Vs. state median |
| 30-year fixed mortgage |  6.48% |  #1 of 6 · lowest in Alabama |  State market leader |  40 bp better than median |
| 15-year fixed mortgage |  5.80% |  #1 of 5 · lowest in Alabama |  State market leader |  46 bp better than median |
Published rate position by product as of November 13, 2026

This is the public snapshot. Claim Family Security Credit Union's profile to see the full product-by-product breakdown, how the gap to the state best has moved over time, and the near-misses where a small change would move you up.

[See the full breakdown →](https://rateapi.dev/for-credit-unions/claim?cu=family-security&amp;state=alabama&amp;code=AL&amp;name=Family%20Security%20Credit%20Union)

Loading branch locator…

## About Family Security Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members

88.8K

Assets

$1.1B

Founded

1953

Locations reported

25

NCUA charter

60605

Charter type

Federally insured state-chartered credit union

### Services and member support

- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Student scholarships

Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union.

### Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

[**WCU Credit Union** WCU Credit Union · Decatur · AL · 35603-1503 Branch in the same ZIP](https://rateapi.dev/credit-unions/alabama/wcu-credit-union) [**Champion Community** CCCU - Decatur Branch · Decatur · AL · 35603-1701 About 1.9 miles away](https://rateapi.dev/credit-unions/alabama/champion-community) [**Alabama** Decatur Branch · Decatur · AL · 35601-6512 About 2.3 miles away](https://rateapi.dev/credit-unions/alabama/alabama) [**Redstone** 6th Avenue Branch · Decatur · AL · 35601 About 3.0 miles away](https://rateapi.dev/credit-unions/alabama/redstone) [**Alabama Central** Decatur · Decatur · AL · 35601-8800 About 8.1 miles away](https://rateapi.dev/credit-unions/alabama/alabama-central) [**Nucor Employee's** Nucor Employee's Credit Union Decatur Branch · Trinity · AL · 35673 About 9.9 miles away](https://rateapi.dev/credit-unions/south-carolina/nucor-employees)

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

## Who Can Join Family Security Credit Union

Membership eligibility from Family Security Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) .

Membership criteria are published on Family Security Credit Union's website. Check the membership page below to confirm whether you qualify.

- Employer Ruby Tuesday, Inc., Compass Group family of companies
- Association Alabama Consumer Council (ACC)

Verified from [Family Security Credit Union's membership page](https://www.myfscu.com/become-a-member) . Final membership determination is always made by the credit union.

## Membership rules for Family Security Credit Union

Employers 4 · Associations · Family

6 published paths to membership, last verified August 21, 2026, quoted from Family Security Credit Union’s own published criteria.

### Employers 4

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Employee of Ruby Tuesday, Inc.

“In addition, employees and retirees of Ruby Tuesday, Inc. and employees and retirees of the Compass Group family of companies, families of members, and organizations of such persons are also eligible for membership.”

> [source ↗](https://www.myfscu.com/become-a-member)

- Employee of Ruby Tuesday, Inc.
  - Retired employee of Ruby Tuesday, Inc.

“In addition, employees and retirees of Ruby Tuesday, Inc. and employees and retirees of the Compass Group family of companies, families of members, and organizations of such persons are also eligible for membership.”

> [source ↗](https://www.myfscu.com/become-a-member)

- Retiree of Ruby Tuesday, Inc.
  - Employee of Compass Group family of companies

“In addition, employees and retirees of Ruby Tuesday, Inc. and employees and retirees of the Compass Group family of companies, families of members, and organizations of such persons are also eligible for membership.”

> [source ↗](https://www.myfscu.com/become-a-member)

- Employee of Compass Group family of companies
  - Retired employee of Compass Group family of companies

“In addition, employees and retirees of Ruby Tuesday, Inc. and employees and retirees of the Compass Group family of companies, families of members, and organizations of such persons are also eligible for membership.”

> [source ↗](https://www.myfscu.com/become-a-member)

- Retiree of Compass Group family of companies

### Associations 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Member of Alabama Consumer Council (ACC)

“If you live in Alabama, Mississippi, Tennessee, Florida, or Georgia, Family Security Credit Union membership is available through the Alabama Consumer Council (ACC).”

> [source ↗](https://www.myfscu.com/become-a-member)

- Member of Alabama Consumer Council (ACC)

### Family 1

Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026

  - Family of a member

“In addition, employees and retirees of Ruby Tuesday, Inc. and employees and retirees of the Compass Group family of companies, families of members, and organizations of such persons are also eligible for membership.”

> [source ↗](https://www.myfscu.com/become-a-member)

- Family member of a member

Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union.

Is this right for Family Security Credit Union? Yes No

## Work at Family Security Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Family Security Credit Union ranks against Alabama peers.

- See which AI assistants fetched Family Security Credit Union’s rates, and how often
- See which of your products the RateAPI API returned, and where you rank in Alabama
- Correct anything we publish about you that is wrong

[Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=family-security&amp;state=alabama&amp;code=AL&amp;name=Family%20Security%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions)

## Frequently Asked Questions

### What rates does Family Security Credit Union offer?

Family Security Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified November 12, 2026 directly from the credit union's official website.

### How often are Family Security Credit Union rates updated?

RateAPI verifies Family Security Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 12, 2026.

### Where does RateAPI get Family Security Credit Union's rate data?

Rate data is collected directly from Family Security Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

### What is Family Security Credit Union's mortgage rate?

As of November 12, 2026, Family Security Credit Union offers a 30-year fixed mortgage at 6.885% APR.

### What is Family Security Credit Union's best CD rate?

As of November 12, 2026, Family Security Credit Union offers savings and certificate (CD) yields up to 3.87% APY.

### Who can join Family Security Credit Union?

Family Security Credit Union publishes its membership criteria on its own website. RateAPI tracks 6 published membership paths covering 4 employers and 1 association for Family Security Credit Union, each quoted from Family Security Credit Union's own published membership criteria. Immediate family of an existing member also qualify.

## Related Rate Data

Compare Family Security Credit Union's rates against national credit-union benchmarks.

[More Alabama credit unions](https://rateapi.dev/credit-unions/alabama) [Alabama mortgage rate leaders](https://rateapi.dev/mortgage-rates/alabama) [Alabama auto loan rate leaders](https://rateapi.dev/auto-loan-rates/alabama) [Alabama personal loan leaders](https://rateapi.dev/personal-loan-rates/alabama) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [Auto loan rate benchmark](https://rateapi.dev/auto-loan-rate-benchmark) [Credit card rates](https://rateapi.dev/credit-card-rates) [How we verify rates](https://rateapi.dev/methodology)

### Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

[View Original Source](https://www.myfscu.com/)

### Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

[View Methodology](https://rateapi.dev/methodology)

## Track Family Security Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Alabama credit union rates move.

Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails)

## Use it via API

Access this data programmatically with our REST API

terminal

```
# Get rates for Family Security Credit Union
curl "https://api.rateapi.dev/credit-unions/alabama /family-security " \
  -H "Authorization : Bearer YOUR_API_KEY"
```

[Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp)

Branch locator

## Family Security Credit Union locations

Search, filter, and browse all 25 NCUA-reported locations.

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Source: https://rateapi.dev/credit-unions/alabama/family-security
Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp
