--- title: "Alatrust Credit Union Rates - Alabama" description: "Current personal loan rates from Alatrust Credit Union in Alabama. Updated daily with source verification. See who can join Alatrust Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/alabama/alatrust" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Alatrust Credit Union Rates - Alabama ### Personal loan rates 1 offer | Product | Published | Rate | Term / condition | Status | | **24-Month Personal Line of Credit** ploc_variable | — APR | 18.000% | 24 mo | Standard | Alatrust Credit Union personal loan rates as of October 23, 2026 Alatrust Credit Union is a credit union in Alabama. Rate data is being verified. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/alabama/alatrust) , verified from [Alatrust Credit Union's official website](https://www.alatrustcu.com/) Loading branch locator… ## About Alatrust Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 13.4K Assets $219.5M Founded 1935 Locations reported 6 NCUA charter 60934 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial education - First-time homebuyer program Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Southern Energy** Hoover · Hoover · AL · 35244-3700 About 1.8 miles away](https://rateapi.dev/credit-unions/alabama/southern-energy) [**Avadian** Hoover · Hoover · AL · 35244-1826 About 1.8 miles away](https://rateapi.dev/credit-unions/alabama/avadian) [**Legacy Community** CHACE LAKE · Hoover · AL · 35244-1825 About 1.8 miles away](https://rateapi.dev/credit-unions/alabama/legacy-community) [**Mutual Savings** Valleydale · Hoover · AL · 35244-2006 About 2.0 miles away](https://rateapi.dev/credit-unions/alabama/mutual-savings) [**Jefferson Credit Union** Hoover · Hoover · AL · 35226 About 2.7 miles away](https://rateapi.dev/credit-unions/alabama/jefferson-credit-union) [**America's First** Hoover Branch · Hoover · AL · 35226-3337 About 3.0 miles away](https://rateapi.dev/credit-unions/alabama/americas-first) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Alatrust Credit Union Membership eligibility from Alatrust Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Alatrust Credit Union's website. Check the membership page below to confirm whether you qualify. - Location calhoun, coosa, cullman, elmore, jefferson, russell, shelby, st. clair, talladega, tallapoosa, walker, winston — AL - Association AlaTrust4U Foundation **Cost to join:** About $25. Verified from [Alatrust Credit Union's membership page](https://www.alatrustcu.com/Who-We-Are/Our-History) . Final membership determination is always made by the credit union. ## Membership rules for Alatrust Credit Union Geography 12 counties · Associations 2 · Family 2 40 published paths to membership, last verified August 27, 2026, quoted from Alatrust Credit Union’s own published criteria. ### Geography 12 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Calhoun County, AL - Coosa County, AL - Cullman County, AL - Elmore County, AL - Jefferson County, AL - Russell County, AL - Shelby County, AL - St. Clair County, AL - Talladega County, AL - Tallapoosa County, AL - Walker County, AL - Winston County, AL “Lives, works, or worships in one of our 12 counties (Calhoun, Coosa, Cullman, Elmore, Jefferson, Russell, Shelby, St. Clair, Talladega, Tallapoosa, Walker, or Winston)” > [source ↗](https://www.alatrustcu.com/Who-We-Are/Our-History) ### Associations 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Member of AlaTrust4U Foundation “Contributes to the AlaTrust4U Foundation (minimum one-time donation of $25)” > [source ↗](https://www.alatrustcu.com/Who-We-Are/Our-History) - Member of AlaTrust4U Foundation - Donor to AlaTrust4U Foundation “Contributes to the AlaTrust4U Foundation (minimum one-time donation of $25)” > [source ↗](https://www.alatrustcu.com/Who-We-Are/Our-History) - Donor to AlaTrust4U Foundation ### Family 2 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 27, 2026 - Family of a member family member “Is a family member of an existing AlaTrust member” > [source ↗](https://www.alatrustcu.com/Who-We-Are/Our-History) - Family member (family member) of a member - Family of a member family “Is a family member of an existing AlaTrust member” > [source ↗](https://www.alatrustcu.com/Who-We-Are/Our-History) - Family member (family) of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Alatrust Credit Union? Yes No ## Work at Alatrust Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Alatrust Credit Union ranks against Alabama peers. - See which AI assistants fetched Alatrust Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Alabama - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=alatrust&state=alabama&code=AL&name=Alatrust%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Alatrust Credit Union offer? Alatrust Credit Union currently offers personal loan rates. The rates shown on this page were last verified October 23, 2026 directly from the credit union's official website. ### How often are Alatrust Credit Union rates updated? RateAPI verifies Alatrust Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified October 23, 2026. ### Where does RateAPI get Alatrust Credit Union's rate data? Rate data is collected directly from Alatrust Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### Who can join Alatrust Credit Union? Alatrust Credit Union publishes its membership criteria on its own website. RateAPI tracks 40 published membership paths covering 12 counties and 2 associations for Alatrust Credit Union, each quoted from Alatrust Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Alatrust Credit Union's rates against national credit-union benchmarks. [More Alabama credit unions](https://rateapi.dev/credit-unions/alabama) [Alabama personal loan leaders](https://rateapi.dev/personal-loan-rates/alabama) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.alatrustcu.com/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Alatrust Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Alabama credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Alatrust Credit Union curl "https://api.rateapi.dev/credit-unions/alabama /alatrust " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Alatrust Credit Union locations Search, filter, and browse all 6 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/alabama/alatrust Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp