--- title: "Alabama One Credit Union Rates (Nov 2026): CDs to 4.36%" description: "Alabama One Credit Union rates today: savings & CDs up to 4.36% APY. Every rate verified daily from the official website — no pay-to-rank. See who can join Alabama One Credit Union — verified membership eligibility with the requirements and cost to join." canonical: "https://rateapi.dev/credit-unions/alabama/alabama-one" last-updated: "2026-11-13" source: "https://rateapi.dev/llms.txt" --- # Alabama One Credit Union Rates (Nov 2026): CDs to 4.36% ### Mortgage rates 4 offers | Product | Published | Rate | Term / condition | Status | | **30-Year Fixed** 30 year fixed | — APR | 7.250% | — | Standard | | **15-Year Fixed** 15 year fixed | — APR | 6.500% | — | Standard | | **10-Year Fixed** 10 year fixed | — APR | 6.125% | — | Standard | | **20-Year Fixed** 20 year fixed | — APR | 6.875% | — | Standard | Alabama One Credit Union mortgage rates as of November 13, 2026 ### Savings & CD rates 24 offers | Product | Published | Rate | Term / condition | Status | | **$5,000 - $499,999.99 ***** savings | 1.00% APY | 1.00% | — | Standard | | **$10,000 - $24,999.99 **** savings | 1.00% APY | 1.00% | — | Standard | | **Little ONE Membership Savings** savings | 1.00% APY | 1.00% | — | Standard | | **$25,000 - $99,999.99 **** savings | 1.00% APY | 1.00% | — | Standard | | **$250,000 - $499,999.99 **** savings | 1.00% APY | 1.00% | — | Standard | | **$1,000 - $9,999.99 **** savings | 1.00% APY | 1.00% | — | Standard | | **$100,000 - $249,999.99 **** savings | 1.00% APY | 1.00% | — | Standard | | **$500,000 And Greater** savings | 2.53% APY | 2.50% | — | Standard | | **$500,000 Or Greater** savings | 2.78% APY | 2.75% | — | Standard | | **$250,000 - $499,999.99** savings | 2.78% APY | 2.75% | — | Standard | | **Certificates of Deposit Accounts 1 (24 Month)** cd_24mo | 4.00% APY | 3.94% | 24 mo | Standard | | **Certificates of Deposit Accounts 1 (18 Month)** cd_18mo | 4.05% APY | 3.99% | 18 mo | Standard | | **Certificates of Deposit Accounts 1 (36 Month)** cd_36mo | 4.05% APY | 3.99% | 36 mo | Standard | | **Certificates of Deposit Accounts 1 (48 Month)** cd_48mo | 4.10% APY | 4.04% | 48 mo | Standard | | **12-Month Certificate** cd_12mo | 4.10% APY | 4.04% | 12 mo | Standard | | **Certificates of Deposit Accounts 1 (6 Month)** cd_6mo | 4.15% APY | 4.09% | 6 mo | Standard | | **Certificates of Deposit Accounts 1 (60 Month)** cd_60mo | 4.15% APY | 4.09% | 60 mo | Standard | | **Certificate IRA (Traditional & Roth) 1 (24 Month)** ira_cd_24mo | 4.20% APY | 4.14% | 24 mo | Standard | | **Certificate IRA (Traditional & Roth) 1 (18 Month)** ira_cd_18mo | 4.26% APY | 4.19% | 18 mo | Standard | | **Certificate IRA (Traditional & Roth) 1 (36 Month)** ira_cd_36mo | 4.26% APY | 4.19% | 36 mo | Standard | | **Certificate IRA (Traditional & Roth) 1 (12 Month)** ira_cd_12mo | 4.31% APY | 4.24% | 12 mo | Standard | | **Certificate IRA (Traditional & Roth) 1 (48 Month)** ira_cd_48mo | 4.31% APY | 4.24% | 48 mo | Standard | | **Certificate IRA (Traditional & Roth) 1 (6 Month)** ira_cd_6mo | 4.36% APY | 4.29% | 6 mo | Standard | | **Certificate IRA (Traditional & Roth) 1 (60 Month)** ira_cd_60mo | 4.36% APY | 4.29% | 60 mo | Standard | Alabama One Credit Union savings & cd rates as of November 13, 2026 ### Other rates 8 offers | Product | Published | Rate | Term / condition | Status | | **≤ 70% CLTV**** other | — % | 0.500% | — | Standard | | **Ascend Fund ****** other | 3.820% % | 3.750% | — | Standard | | **70.01-80% CLTV**** other | — % | 6.500% | — | Standard | | **80.01-90% CLTV**** other | — % | 7.000% | — | Standard | | **90.01-100% CLTV**** other | — % | 7.500% | — | Standard | | **70.01%-80% CLTV**** other | — % | 8.000% | — | Standard | | **80.01%-90% CLTV**** other | — % | 8.500% | — | Standard | | **90.01%-100% CLTV**** other | — % | 9.000% | — | Standard | Alabama One Credit Union other rates as of November 13, 2026 Savings and certificate yields up to 4.36% APY. > Source: [RateAPI.dev](https://rateapi.dev/credit-unions/alabama/alabama-one) , verified from [Alabama One Credit Union's official website](https://www.alabamaone.org/) Loading branch locator… ## About Alabama One Credit Union Institution facts reported to the National Credit Union Administration for Invalid Date. Members 97.4K Assets $1.5B Founded 1951 Locations reported 31 NCUA charter 68595 Charter type Federally insured state-chartered credit union ### Services and member support - Online membership application - Online loan application - Open an account online - Electronic statements - Mobile check deposit - Mobile payments - Financial counseling - Financial education - First-time homebuyer program - Student scholarships Source: [NCUA quarterly call report](https://ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) . Services are institution-reported; confirm availability with the credit union. ### Other credit unions with branches nearby Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby. [**Alabama Central** Tuscaloosa · Tuscaloosa · AL · 35404 Branch in the same ZIP](https://rateapi.dev/credit-unions/alabama/alabama-central) [**Alabama** Five Points Branch · Tuscaloosa · AL · 35404 About 1.2 miles away](https://rateapi.dev/credit-unions/alabama/alabama) [**Tuscaloosa V A** Tuscaloosa VA Federal Credit Union · Tuscaloosa · AL · 35404 About 1.6 miles away](https://rateapi.dev/credit-unions/alabama/tuscaloosa-v-a) [**Nucor Employee's** Nucor Employee's Credit Union Tuscaloosa · Tuscaloosa · AL · 35404-1046 About 1.9 miles away](https://rateapi.dev/credit-unions/south-carolina/nucor-employees) [**Red Oak** Tuscaloosa Branch · Tuscaloosa · AL · 35404 About 2.6 miles away](https://rateapi.dev/credit-unions/alabama/red-oak) [**Southern Energy** Tuscaloosa · Tuscaloosa · AL · 35401-4737 About 3.7 miles away](https://rateapi.dev/credit-unions/alabama/southern-energy) Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance. ## Who Can Join Alabama One Credit Union Membership eligibility from Alabama One Credit Union's own published criteria. [How we verify this](https://rateapi.dev/eligibility-methodology) . Membership criteria are published on Alabama One Credit Union's website. Check the membership page below to confirm whether you qualify. - Employer Alabama rural electric cooperative Verified from [Alabama One Credit Union's membership page](https://www.alabamaone.org/join) . Final membership determination is always made by the credit union. ## Membership rules for Alabama One Credit Union Employers · Family 2 published paths to membership, last verified August 21, 2026, quoted from Alabama One Credit Union’s own published criteria. ### Employers 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Employee of Alabama rural electric cooperative “You are a current, former, or retired employee, or an immediate family member of a current, former, or retired employee of an Alabama rural electric cooperative, or a member of an Alabama rural electric cooperative” > [source ↗](https://www.alabamaone.org/join) - Employee of Alabama rural electric cooperative ### Family 1 Auto-verified against the source page quoted from the credit union’s own published criteria · last verified August 21, 2026 - Family of a member “You are related to a current Alabama ONE Credit Union Member.” > [source ↗](https://www.alabamaone.org/join) - Family member of a member Every rule cites the exact sentence it came from; absence of evidence means unknown, never no. [How we verify membership rules](https://rateapi.dev/eligibility-methodology) . Final membership determination is always made by the credit union. Is this right for Alabama One Credit Union? Yes No ## Work at Alabama One Credit Union? This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Alabama One Credit Union ranks against Alabama peers. - See which AI assistants fetched Alabama One Credit Union’s rates, and how often - See which of your products the RateAPI API returned, and where you rank in Alabama - Correct anything we publish about you that is wrong [Claim this credit union](https://rateapi.dev/for-credit-unions/claim?cu=alabama-one&state=alabama&code=AL&name=Alabama%20One%20Credit%20Union) [How scorecards work](https://rateapi.dev/for-credit-unions) ## Frequently Asked Questions ### What rates does Alabama One Credit Union offer? Alabama One Credit Union currently offers mortgage rates. The rates shown on this page were last verified November 13, 2026 directly from the credit union's official website. ### How often are Alabama One Credit Union rates updated? RateAPI verifies Alabama One Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified November 13, 2026. ### Where does RateAPI get Alabama One Credit Union's rate data? Rate data is collected directly from Alabama One Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized. ### What is Alabama One Credit Union's best CD rate? As of November 13, 2026, Alabama One Credit Union offers savings and certificate (CD) yields up to 4.36% APY. ### Who can join Alabama One Credit Union? Alabama One Credit Union publishes its membership criteria on its own website. RateAPI tracks 2 published membership paths covering 1 employer for Alabama One Credit Union, each quoted from Alabama One Credit Union's own published membership criteria. Immediate family of an existing member also qualify. ## Related Rate Data Compare Alabama One Credit Union's rates against national credit-union benchmarks. [More Alabama credit unions](https://rateapi.dev/credit-unions/alabama) [Alabama mortgage rate leaders](https://rateapi.dev/mortgage-rates/alabama) [Mortgage rate benchmark](https://rateapi.dev/mortgage-rate-benchmark) [How we verify rates](https://rateapi.dev/methodology) ### Source Information Rate data is scraped directly from the credit union's official website and verified daily by our automated systems. [View Original Source](https://www.alabamaone.org/) ### Methodology Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives. [View Methodology](https://rateapi.dev/methodology) ## Track Alabama One Credit Union rates Get a free API key to query these rates programmatically, or get the daily email when Alabama credit union rates move. Get a free API key [Daily rate email](https://rateapi.dev/daily-rate-emails) ## Use it via API Access this data programmatically with our REST API terminal ``` # Get rates for Alabama One Credit Union curl "https://api.rateapi.dev/credit-unions/alabama /alabama-one " \ -H "Authorization : Bearer YOUR_API_KEY" ``` [Explore API Documentation](https://api.rateapi.dev/) [Use with Claude](https://rateapi.dev/#mcp) Branch locator ## Alabama One Credit Union locations Search, filter, and browse all 31 NCUA-reported locations. Use my location Search branches Apply Sort near a ZIP **Loading branches…** Branch services ATM Drive-through Member services Shared branch Skip to main content --- Source: https://rateapi.dev/credit-unions/alabama/alabama-one Rate data API: https://api.rateapi.dev · OpenAPI: https://api.rateapi.dev/openapi.json · MCP: https://mcp.rateapi.dev/mcp